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In Massachusetts you do not have a limit to let them know. but state law says that you should report an accident within 3 to 7 business days. depending on the amount of damage.... personal advise..... always report accidents to the insurance company immediately no matter what the situation. if you do not report and another person does then their story is on record first and you may loose credibility. 30 days is the limit I believe

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โˆ™ 2006-03-05 03:22:45
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Q: How long after an accident if not reported to the police do you have to claim through the insurance?
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Can someone file a claim on your car insurance if the accident wasn't reported to the police?

Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.


Can an insurance agency find out about a claim or accident even if there was no police involved or report on it when asked about your past accident history?

Yes, CLUE reports monitor anything paid by any insurance company regardless of a police report. Therefore, only if you reported the accident to the insurance company or they reported it. If you did not, and they did not, and there was no police report(for example you did some kind of direct negotiation or something) only then is there no way they are going to find out.


What recourse do I have if the at fault driver will not contact his insurance company about the accident?

If this happened to me, I would find out what my insurance company can do and from there contact the police or file a civil or small claims suit. None, if the accident wasn't reported to the police.


How do insurance companies know you had an accident?

1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.


You were involved in a minor fender bender no police report was filed but insurance company will be notified Will the accident show on your driving record even though the police was not involved?

It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.


In the state of CT how long after a car accident do you have to report it to the police?

In all states an accident in which damage occurred (and even those in which there is no noticeable damage) are supposed to be reported to the police immediately and at the scene of the accident. If there is no police report it becomes next to impossible to collect compensation from the insurance company.


Can you file a police report 2 weeks after the accident?

If the accident was reported to the police at the time it occurred, I believe a report can be filed, although it should have been filed ASAP. Check with your insurance company and state regulations.


How does car insurance work after an accident?

The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.


Will my insurance pay for the damage of the other car if I hit and run in the beginning and then reported to my insurance after couple hours the accident happened and I found the owner of the car?

Your insurance company is probably the least of your concerns but yes the company will pay the claim. If hope that you also went to the police department and reported it to them. Your insurance will go up due to the accident and the ticket for leaving the scene if you don't get more tickets for other violations.


What happens if you rear end someone and there was very little damage and the accident was not reported to the insurance company or police dept can the other party still press charges one month after?

The other party can still file a claim with your insurance company, but it is highly unlikely that the Police would get involved at this point. Depending on what state you are in, the other party has years to file that claim. If the accident was that minor and they haven't reported it by now, they probably never will.


What to do when you got car accident?

Call the police and get a police report. Call your insurance company and report it to them asap.


What are the penalties for giving a police officer a false auto insurance card if involved in a accident?

insurance fraud.


What happens if you are in a car accident and you have insurance but the person who causes accident does not have insurance?

My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind


Do you need to report an accident to the police if you have hit a telegraph pole?

Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.


What if you are hit in a car accident and the person who hit you has no insurance?

Simply, call the police!


If you are involved in an injury accident?

Contact the police, call for help, and call insurance.


Who do you notify when involved in an accident?

Medics , police, insurance company, family are to be called.


How can you get name of insurance company for Georgia licensed commercial vehicle involved in accident?

Ask the driver or owner of the vehicle. They are required to give you (and the police) that information at the time of the accident.AnswerOn an accident report, the police officer lists the insurance information. Contact the police department who responded to the scene to determine how to obtain a copy of the report.


When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?

When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.


How can you find someone's auto insurance policy?

You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.


Someone hit my car we decide not to go through insurance He didn't pay So I went through insurance He now told his insurance company someone hit him And they will not pay out to fix my car?

Once you decided to not go through insurance and not file a police report, you left yourself open for paying for your own repairs. Sorry you learned such a hard lesson. Never have an accident and not get a police report. The insurance company is not going to pay out based on someone's word. A police report is needed to file a claim.


Someone hit you an Neither I or other driver has insurance on our car who is at fault?

Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.


What auto insurance has code 989 in CT?

If an insurance code of 989 is shown on a police report car accident who does that person have car insurance with?


Can a person just drive away after an accident?

"No, if a person simply drives away after an accident this is considered a hit-and-run. If an accident occurs, even if there are no injuries it is essential that it is reported to the police."


How are accidents put on your drivers license?

When they are submitted to the state by a municipality or insurance company they are sent to you driver's history. If you have an accident that is not reported to police, and is handled out of pocket, it will not reach your insurance company or your driving record. Most insure companies require you to report all accidents.