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Some lenders require 1 day, some 6 months and some 1 year. Also read your note and make sure you do not have a prepayment penalty. Fanny Mae, Freddy Mac, FHA, VA have there own guidelines if you are going for that type of loan. Private mortgage banks and some banks like US Bank do what they want. They make up there own guidlines.

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โˆ™ 2008-10-31 08:09:06
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Q: How long after refinancing your home do you have to wait before you can refinance again?
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Related questions

What information is needed before one can refinance their home?

There is much information needed before one can refinance one's home. One needs to know who will handle the refinancing and what one will do with the additional savings.

What are home refinance options for one's mortgage?

There are many different home refinance options for one's mortgage. Some of the home refinance options for one's mortgage are: refinancing one's home through a bank, and doing the same online.

How can you go about refinancing in California US?

It all depends on what you are trying to refinance. A local bank can provide refinancing options with a car or house. If you're trying to refinance your home, you can also contact a mortgage broker.

How many times can you refinance your home in Texas?

You can only refinance your home for as long as only if you are eligible for another home refinancing. If your past home refinancing was good, you might be able to get another one but if you had a bad score on your past house refinancing attempt, you might have a hard time getting another one. Some online real estate school teach their students as well the essence and only when to use home refinancing as it is not always the best option for every home owner.

Can you refinance your home loan online?

I have never done a refinance on my home. If I were to do so I would contact my finance company and see what their guidelines are for refinancing a loan. ING Direct allows you to complete forms for refinancing online so you could check with them to get answers to your question.

Where can one find information on home rate refinance?

For information on home rate refinance, one can visit the official websites of banks that offer home loan refinancing, or speak to their bank consultant.

Where can I find a refinance calculator for my home?

You can find online refinancing calculators for free. You can go to for online refinancing calculators. You can also go to

Can you refinance a home in a irrevocable trust?

can i refinance @ the amount my home was appraised before i began constrution. it is currently under construction and i have put 40 thousand into the home. does it need to be complete before i apply for refinancing?

Probably not, but possibly. Check with the lender that ordered the appraisal.

My brother and I are looking to purchase, we have never purchased any home before, so therefore refinancing does not apply. I can only find refinancing offers. I get SSI income and he gets SSDI. Do you have any programs that can help us get a home?

Please provide the location of your stay and coming to refinancing it depends on your income to qualify which you had also not provided and this is providing some info about refinance for home .

Under which situations would refinancing a home be a good idea?

The best time to refinance a home is when the interest rate is low. Now is actually a great time to refinance if you can get a low interest rate.

Is there a law that says when you refinance your home you get a 4 percent discount or 4 percent rebate for refinancing?

No, there isn't.

Is it legal to refinance a home in VA?

Yes. It is legal to refinance a home in VA. The purpose of refinancing is to repay your old loan with a new one. It might be a great idea for someone looking to file bankrupcy.

Where can one find information about refinance home rate?

Information on refinance home rates is available directly from banks that offer refinancing. Likewise, government sites on interest rates will have more information on this subject.

Where would one get a lead for a mortgage refinance on a home?

One could get a lead for a mortgage refinance on a home by simply going to their local bank and discussing the situation with them. There are also many sites for mortgage refinancing.

Can you refinance your home even if you are behind on payments?

You will make up the payments in the refinancing deal--check with your current mortgage company. Hopefully, you have some equity that will cover this and the cost of refinancing.

How does a quitclaim deed work on refinancing your home?

A quitclaim deed doesn't figure into the procedure to refinance your home.A quitclaim deed doesn't figure into the procedure to refinance your home.A quitclaim deed doesn't figure into the procedure to refinance your home.A quitclaim deed doesn't figure into the procedure to refinance your home.

Which banks offer a mortgage for home refinance?

There are a wide variety of banks which offer a home mortgage refinance. Some banks that offer refinancing of home mortgage loans include Bank of America, Sun Trust, and Wells Fargo.

First home buyer should wait how long before refinancing?

First home buyer should wait how long before refinancing?

What are the benefits of refinancing your home if you have already paid off over half of the mortgage?

Some home owners with mortgages choose to refinance their home loans to lower their monthly payment and to manage their credit. You can also refinance in order to use some of your home's equity.

Tips for Using a Refinance Calculator?

Refinancing your debts can provide you with many benefits. For example, a credit card consolidation loan is a type of refinance that can result in easier repayment of debt, a lower monthly payment, reduced interest charges or a combination of all three. Other types of debts, such as your home mortgage, your car loan, personal loans and others can also be refinanced. However, before you make the decision to refinance any of your debts, it is important to use a refinance calculator.The Monthly DifferenceMany people who consider refinancing their debts do so to save money on their monthly expenses. For example, refinancing your current car loan to a new loan with a lower interest rate or a longer loan term may result in a more affordably payment. Before you make the decision to refinance your loan, however, use a refinance calculator to determine how significant the benefit of refinancing would be. Some borrowers are surprised to learn that refinancing will only save them a few dollars per month, but others may be astounded at the savings they can enjoy through refinancing.The Long-Term BenefitsIt is also important to use a refinance calculator to review the long-term benefits associated with a refinance. Most debts that will be refinanced are long-term debts that may take you years to pay off. Consider using a refinance calculator to determine how refinancing would affect your estimated loan pay off debt. In addition, consider taking a closer look at the total interest charges on the debt. Compare the interest charges you will pay on the debts if you do not refinance them against the charges that you will pay if you do refinance them.There are many factors to consider before you make the decision to refinance your debts. Each individual may have different motivations for refinancing. For example, one borrower may be interested in refinancing credit card debt to save money on monthly payments, but another borrower may be interested in refinancing a 30-year mortgage to a 15-year mortgage so that the loan can be paid off before he retires. Using a refinance calculator can help you to see the benefits and drawbacks associated with refinancing more clearly.

What are the pros and cons of refinancing a mortgage versus choosing a home equity loan?

The pros of refinancing a mortgage versus choosing a home equity loan is that one does not need to pay that much interest. The cons is that it is not that easy to refinance a mortgage.

What does it mean to refinance in California?

To refinance in California means to contact lenders about the interest rate you are paying on your home to determine if you can save money by refinancing the loan. Interest rates are low right now so refinancing may save hundreds of dollars off your mortgage each month.

Is It Time To Refinance?

The goal behind refinancing a mortgage is receive lower interest rates and to have the best lender possible. By following a few mortgage refinance tips a person can do just that. Knowing when to refinance is probably the most crucial part of successfully refinancing a mortgage. For some people refinancing proves to be beneficial, for others no matter when they choose to refinance it is not advantageous. To help a person decide if and when they should refinance they should consider the following: -How long they plan to live in the home -Whether or not the interest rate will be lower if they choose to refinance -How much the closing costs will be for financing their mortgage -How much equity they have built up in their mortgage -Deciding if they plan to do a cash-out refinance In most circumstances if a person does not intend on living in a home for more than a few years refinancing will probably not be beneficial.

Where can one find the best home refinance quotes online?

You can find the best home refinance quotes on many sites online. Among the best include manulifeone, canadawf, and servus allowing to gain the best refinancing quotes.