Gpysy, they have about a year to come get it. LOL Most wait until you are 90 days late to give you a chance to come up with MONEY and keep the car.
In Mississippi the plates remain with the car. You need to call the bank. They will give them to you most likely. File a stolen report and sue the lender in court.They do not have a right to your plates nor your personal propery.SUE THE BANK/LENDER NOT THE REPO MORON !!! You should Report The Plates Stolen and if someone gets cought with them That will be on the bank or the person that lent them out In Georgia the plates are to be returned to the debtor. they dont stay with the car anymore
First, your policy will be cancelled. Then, depending on what state you live in, the insurance company reports the cancellation to your Motor Vehicles department. Depending on how efficient they are, either your drivers license or car registration (or both) can be revoked. In some states, law enforcement will come to your residence and remove the plates from the vehicle. If you have a lien on the vehicle, you're still paying on it, your lender may impose their own insurance on the vehicle. This is expensive, and does nothing to protect you. It only protects the bank in the event the car gets totaled. In many states, lender-imposed insurance does not meet state standards, so you still get revoked, and still have to pay for the car and the lender-imposed insurance. Then you have to pay the state to get your license/tags back, plus a penalty. You have to pay a large down payment to re-establish normal insurance. In some states, you may be forced to get SR22 insurance, which is up to three time as expensive, before you can get your license back. It's easier and cheaper by far to pay the car insurance bill on time.
They can turn them in to the DMV, but do you want to take a chance on them doing that? Remember, the plates are yours and registered to you. If someone gets the plates and throws them on another vehcle and gets in an accident, say a hit and run and someone writes down the tag #, expect the police to come knocking on your door. To avoid a hassle, remove the plates from the vehicle. You have the right to since they belong to you, not the lender. If the car was taken before you could remove the plates, you have to get them back from the tow company. If your there when they are taking the car, the tow guy has to let you remove the plates. The plates do not stay with the vehicle and the tow co nor the lender has a right to keep them.
Last i looked the plates STAY WITH THE DEBTOR. Maybe he planned to drive your car all weekend. Was it a nice ride? CALL the LENDER Monday morning and get it straight. The plates belong to you, not the lender, nor the repo man. They are registered to you and are your property and responsibility. If the plates were used on another vehicle that was involved in a crime or accident, and someone wrote down the tag number, the information would come back to you, and you would have alot of explaining to do. If the car was reposessed with the plates still attached, and you can prove that, then the headache is with the repo man. He is responsible for the car and the personal property left with it. Once they take the car with the plates still attached, it's on them.
No. DMV ties the insurance to the license plates. If you still have the plate, then the state wants to see active insurance. This is the only way they know you still have the vehicle. In Florida, you can turn in the plates and receive a receipt for them. This will allow you to obtain new plates at no charge when you get another vehicle. You can also sell them back for up to 100.00 and pay for a new plate later when you purchase a new car.
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