Pretty sure that it's seven years. Why don't you contest it?
Charge offs will stay on your credit report for 3 to 7 years
A charge off will stay on your credit report for 7 years unless removed by the original creditor or the credit bureaus. You can dispute a charge off with the credit bureaus and they must verify it with the original creditor with in 30 days or it must be removed from your credit report.
I believe you mean a charge off? If this is what you mean, it will stay on your report for seven years. But, if you are interested in understanding what to do once a charge off has taken place, and it is sold to a collection agency
Revolving accounts or Charge offs will stay on your report for up to seven years. But if you are interested in knowing what the statue of limitation is for the state of NC, then it is three years.
Forever, since it looks good on your report.
Charge offs will stay on your credit report for 3 to 7 years
it can stay on your credit report for as long as 10 years.
Vehicle repossessions stay on you credit report for 7 years.
How long does a civil judgement in New Jersey stay on your credit report?
Ten years from the date of discharge.
how long does personal judgement stay on credit in texas
How long does a judgement stay on your credit report in ventura county/ca
Hard inquiries stay on your credit report for 2 years from the date they were initiated.
A foreclosure will typically remain on your credit report for seven years.
Bankruptcy filings typically stay on a debtor's credit report for 10 years.
seven years
It can stay on your personal credit report for up to 10 years, but most credit reporting agencies will remove it after 7.