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How long can a debt be listed on your credit report?

Updated: 8/17/2019
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14y ago

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Tradelines: 7 years

Bankruptcies: 10 years

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14y ago
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Q: How long can a debt be listed on your credit report?
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Related questions

How long credit card debt stay on credit report?

seven years


How long does a debt stay active?

Unpaid debt can remain on your credit report for 7 years. If you have a bankruptcy this can remain on your credit report for 10 years.


How long does credit card debt stay on your credit report?

7 Years from the DLA.


How long are credit cards listed on your credit report?

7-10 yrs


How long do debt liens stay on your credit report?

Seven years


How long does cancellation of debt stay on credit report?

Most of the time cancellation of debt will remain on your credit report for seven years. If the cancellation of debt is associated with a bankruptcy, it may take 10 years.


Repo how long will it take to get on credit report?

If your vehicle is already up for repossession, it is already on your credit report as a delinquent or defaulted debt.


How long does a credit card company have to sue you for unpaid credit card debt?

as long as it remains a part of your credit report, 7 years.


How long does a debt judgment take to land on credit report?

5 months


How long does a settled debt stay on credit report?

7 years from the DOFD


How long is bad credit on credit report?

7 to 11 years depending on debt to earning ratio


What is more credit damaging Bankruptcy or settling a credit card debt?

Bankruptcy would be more credit damaging than just having large credit card debt, mainly because it stays on your credit report for longer. One of the biggest disadvantages of filing for bankruptcy is the lasting effect it has on your credit report- typically staying on your report for 7-10 years. With credit card debt there are more flexible options and obviously when you pay the debt and does not stay on your report for as long.