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How long can you remain in your house after foreclosure in Ontario Canada?
Wiki User
∙ 14y ago
After foreclosure you yahe 72 hours to get out of the house. If you think that you are going to foreclose soon, start packing ahead of time. The police will be called out to evict you as you are now on private property of (bank/lendor firm)
TIP::::::::: Make small payments toward the Mortgage (enough to shut the bank up, usually 25% of total payment would be good enough) which will prolong the foreclosure as "you are making the effort to pay" By doing this, foreclosure may take up to a year to occur
TIP::::::::: If you are in foreclosure mode try to get as much credit as possible ONLY IN YOUR NAME NOT WITH SPOUSE. Cash this credit as much as you can and keep it as cash. Then separate from spouse (you will not really do this) and after of few moths of creditor calls (declare bankruptcy this way you are broke as hell with CASH and your spouse still has good credit. You were loosing the house anyway so you will not buy a home for a while so it doesn't matter of your credit will be bad for 7 years usually 2-3 years really) as for other major purchases like cars one person can get loans for cars you don't need two........By dong this i was able to walk away form my house (foreclose) with 23,000$ cash, which was a nice bonus for a fresh start... my bad credit lasted almost 3 years as i was approved for a 20,000$ car loan no problem
Good luck....
Wiki User
∙ 14y ago
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