Angela, I dont think I have ever heard of a MAX time limit. the UCC says they have to sell in a "commercially reasonable" manner. Some states permit title loans to sell in as little as 3 business days. I have seen cars sit for 2 months. In MS. the lender cant sell till 10 days has passed. Good question.
FL - 10 days must pass before the sale, if more than 60% of the cash value and you would be responcible for the difference. < 60% then they can wait 30 days and sell the car and keep any profit made from the sale. 10 days, any profit goes to the debtor.
Remainder from above... as far as time limit, there is no one in FL, just a "timely manner".
Once a car has been repossessed, you as the owner of the vehicle have the obligation to repay any amount still owed on the loan. Once a car is repossessed, it is often sold in a repossessed cars auction by the finance company. The amount which the car was sold for will be deducted from the total loan amount and then the difference will be owed by yourself. So yes you would have to pay the whole vehicle off if it was repossessed.
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