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How long do you have to wait for a charge off to come off your credit report?

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2012-09-22 00:08:43
2012-09-22 00:08:43

Typically, you have to wait 7 years for the charge-off to come off your credit report. But, if the account is incorrect, incomplete, misleading, or unverifiable, it may be deleted much sooner.

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Pretty sure that it's seven years. Why don't you contest it?


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== == About 7 yrs, but if you respond to any credit inquiries from companies trying to collect any debt, it resets the time period to a new date, and the time starts over again. ONCE THIS ACCOUNT IS PAID, YOU CAN DISPUTE THIS ACCOUNT AND HAVE THE BUREAUS DELETE THIS FROM YOUR CREDIT REPORT. THIS WILL HAVE A POSITIVE AFFECT ON YOUR REPORT.




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