Best Answer

it currently takes 7 years for something to come off of your credit report

User Avatar

Wiki User

โˆ™ 2010-02-25 21:40:15
This answer is:
User Avatar
Study guides


23 cards

What can a creditor do if you are in default on a credit card

What do you do when your application for credit is rejected

How can you get a loan with 470 credit score

Monique's previous credit card balance is 199.26 and she has a monthly finance charge of 1.5 How much will the credit card company assess in finance charges on this balance

See all cards
2 Reviews

Add your answer:

Earn +20 pts
Q: How long does a bad credit score stay on records?
Write your answer...
Related questions

How long will a foreclosure be on your credit report and how will it effect your credit score?

A foreclosure can stay on your credit report for over ten years. It will have a significant and negative impact on your score.

How long does an auto repossesion stay on your credit report?

Negative reports on your credit score remain on your report for seven years.

How will a short sale effect your credit score?

A short sale will effect your credit score in a negative way. Your credit score will stay on your credit report for some years.

Does a credit score vary from state to state?

No, a credit score does not vary from state to state. The credit score will stay the same whether a person moves or not.

How long does a foreclosure eviction stay in record?

What record? The court's records are permanent.Added: And so is your credit history.

How do I go about correcting a dispute on my credit score after being the victim of a stolen credit card?

Keep any and all police records you may have. Send this directly to the credit breaua. Stay on top of them about this situation and it will be handles accordingly.

How long does possession with intent stay on your record in the UK?

Unlike credit records and driving records, criminal records are permanent. If you are committed of a crime, the conviction never "comes off" your record.

How long does a judgment stay on Texas credit report?

how long does personal judgement stay on credit in texas

How long does a repossession stay on your credit score?

A repo will stay on your credit report until the remaining balance is paid off or settled, you still owe the amount left on the vehicle even though the car is not in your possession.

Dismissed chapter 7 bankruptcy How long does it stay on your credit report?

it can stay on your credit report for as long as 10 years.

How long does a misdemeanor stay on your records in Mississippi?

How long does a misdemeanor stay on your record in Mississippi

How long can an DUI stay on your license in WI?

It will stay on your records forever.

How long does a judgment stay on public record in North Carolina?

How long does a credit judgement stay on credit repot in North Carolina

How long does a judgment stay on your credit report in New Jersey?

How long does a civil judgement in New Jersey stay on your credit report?

How long in Texas does chapter 7 stay on records?

Same everyplace...if you mean on credit reports -at least 10 years. As a federal court matter, it may well be on records for much longer.

How long does a judgment stay on your credit report in utah?

Credit reports are lifetime cumulative records of your financial history. They are with you forever, however, the older the judgment AND if you maintain a good credit history after the judgment, the less weight it carries.

How long do repossessions stay on your credit report?

Vehicle repossessions stay on you credit report for 7 years.

How long does a bankruptcy stay on a credit report?

Ten years from the date of discharge.

How do you raise your credit score without credit cards?

You have to have active accounts in order to have a credit score. Your credit score can reflect your payments history on installment loans. Pay whatever accounts you have in a timely manner. Control and limit inquiries. Stay away from finance companies. Your score will not be as high as someone who has revolving credit accounts and manages them well. But you will have a score that reflects how you manage the credit you do have. If you have a mortgage, car payment, school loans, and sometimes even cell phone or utility bills that you pay on time, that will raise your credit score.

How long does credit counseling stay on your credit report?

5 to 7 years

How long credit card debt stay on credit report?

seven years

How many points a new update can lower your credit score?

raises it stay on top the numbers

How long will a bankruptcy stay on your record if a background check is done?

Credit references go away after 7 years. Criminal records never go away.

How long will unresolved credit diputes remain on a credit report?

How long does a judgement stay on your credit report in ventura county/ca

How long does a short sale stay on your credit?