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Generally speaking a creditor has 30 to respond. But do not expect the item to be taken off your credit report. If you have filed a dispute the item wll say that you owe the money but you have disputed it. Even after its paid it can stay on your report for up to 7 years.

^^^^ Actually, that is completely incorrect. They do have 30 to respond, however, if they have not complied to your dispute within 30 days of receiving, FRCA by law has to removed this from your report. If you don't dispute it, the it will remain on your report for up to 7 years.

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โˆ™ 2012-08-21 15:02:21
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Q: How long does a collector have to respond to your dispute before the collection has to be taken off your report?
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Related questions

Is interest due during a tax dispute?

It depends upon the result of the dispute. if the liability to pay tax is confirmed on an appeal, interest accurues even during the period when the liability is in dispute. Because the liability to pay is there before the dispute and after the dispute. If the liability is deleted on an appeal, there is no liability to pay tax before the appeal and after the appeal. When there is no liability there is no interest there upon.

What does a collection agency have to do to take money from your private bank account?

Assuming the debtor does not voluntarily release the information for collection to the collector due civil process is required before such action can occur. The general steps are: The collector/creditor will file a civil suit against the debtor, win the suit (which is almost certain to happen); be awarded a judgment then execute the judgment as a levy against the judgment debtor's bank account.

What happens when your credit card debt goes into collections?

The collector will act as an agent for the original creditor and follow their prescribed collection procedures, usually mail and phone contact. There is no specific length of time that a collector will pursue an account before deciding IF it should be referred to a collections law firm or attorney for legal action.

What did Matthew do before he was a disciple?

Matthew was a tax collector before he became Jesus diciple.

How can you remove a paid collection?

There are 2 ways to remove a collection off your credit report. Either by the original creditor or by the credit bureau. The creditor will most likely not help you unless it was negotiated before you paid them off. You can dispute the debt to the credit bureaus and they must investigate it. If it isn't verified with in 30 days it will be removed from your credit report.

What job did St. Matthew have?

Before he became an apostle of Our Lord, Matthew (Levi) was a tax collector for the Roman government.He was a tax collector.

Who was the tax collector Christian religion?

The tax collector as well as all the other people in the Bible were Jewish, even Jesus. Matthew the Disciple was a Publican (tax collector) before becoming a follower of Christ.

What did mathew do before being a disciple?

By profession Matthew was a tax collector.

What was Matthew before Jesus called him to be a follower?

Matthew was a tax collector.

What did Sam Adams do before he became famous?

he worked as a tax collector

Who was a tax collector before becoming one of the 12 diciples?


Can a collection agency report to credit agencies before the charge is verified?

Yes they can. And it is quite common for them to do so. They don't normally incur the added expenses of verification until this is requested by ...the credit bureaus in response to a consumer dispute, the consumer directly upon exercising their rights under the Fair Debt Collection Practices Act, or upon court order.

When filing a dispute you relinquish your right to recover a disputed amount if you do not dispute it in writing before the 55 days from the date the erroneous charge first appeared on your billing?


Take On Debt Collection With Confidence?

If you ever find yourself in a situation where you are facing a debt collector, don't be afraid. You can take control of the process and make a good thing from a bad situation. The best thing to do is not to ignore the phone calls. Debt collection will not get resolved if you do this. Talk to the debt collector calmly and make sure they address you in a professional manner. Don't admit to owing a debt or making arrangements to pay the debt on the first contact. Give yourself some time to process the information before taking action.

Why was Saint Matthew the patron saint of accountants?

Before he as an apostle, he was a tax collector.

What was Matthews job in the bible before he became a disciple?

Matthew was a tax collector.

How many times does a collection agency have to attempt to collect a debt before they can take you to court?

There is no time limit that a collector must adhere to before initiating a suit. But, collectors generally seek legal recourse as a last resort. They prefer to resolve the issue by negotiating with the debtor for a lesser amount than originally owed. Please be advised, however, any creditor/collector can pursue a lawsuit whenever they so choose within the boundaries of the debtor's state SOL laws.

Can a collection agency sue you for a fraud bill?

Yes. Usually the Plaintiff has to prove the charges that accompany the suit. However, if the defendant has not provided enough proof to the collector/creditor that a bill/charge is fraudulent before the suit was filed he or she will need to use the invalidness of the debt as their defense.

What did the apostle do before christ called them?

Before Jesus called the 12 disciples , most were fishermen, Matthew was a tax collector.

What was Matthew before a follower of Jesus?

Matthew, according to NT writings, was a tax collector before he began to follow Jesus.

Can i respond Am i to a guy who calls me his?

If he does that before you date, I wouldn't but yes, you can

What should you check for before you respond to emergency situation?


When filing a dispute, you relinquish your right to recover a disputed amount if you do not dispute it in writing before the 55 days from the date the erroneous charge first appeared on your billing s?


What did each of Jesus' disciples do?

If it is before then most were fishermen, Matthew was a tax collector.

What apostle was in charge of the money?

Mathew , he was a ridiculed Tax collector before , he joined the Apostles