How long will an unpaid judgment stay on your record and once removed from your record can the unpaid judgment still be enforced for example if you buy a car or house?
Judgments remain in the public recoreds portion of a credit
report for 7 years. Most judgments are renewable and can be
reentered thereby making it possible for a judgment to remain on
the CR for an undetermined amount of time. Until a judgment is paid
in full or satisfied, it is valid and enforceable and can impact
any future financial transactions.
The FCRA (Fair Credit Reporting Act) Statute of Limitations is 7
years for reporting, even if the Judgment is renewed by the
Plaintiff who has the judgment against you, it cannot report after
the SOL has run its' course.