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How long will an unpaid judgment stay on your record and once removed from your record can the unpaid judgment still be enforced for example if you buy a car or house?

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Wiki User
2010-02-26 01:35:31

Judgments remain in the public recoreds portion of a credit

report for 7 years. Most judgments are renewable and can be

reentered thereby making it possible for a judgment to remain on

the CR for an undetermined amount of time. Until a judgment is paid

in full or satisfied, it is valid and enforceable and can impact

any future financial transactions.

The FCRA (Fair Credit Reporting Act) Statute of Limitations is 7

years for reporting, even if the Judgment is renewed by the

Plaintiff who has the judgment against you, it cannot report after

the SOL has run its' course.


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