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All valid negative entries on a credit report remain for the required time limit. Medical bills that were referred to collections would remain on the report for 7 years even if they are paid. The impact of paying a debt upon one's credit score cannot be determined as scores are based upon the consumer's entire credit history.

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โˆ™ 2006-08-29 19:00:18
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Q: How long will it take for a medical bill collection to come off your score after it has been paid?
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Related questions

I have a medical bill for 168.00 that was sent to a collection agency after I made a payment. They are going to keep in the collection agency until my bill is paid off. This can not be right.?

If the bill was late enough to be sent to a collection agency, the collection of that bill has been turned over to that collection agency as well.


Can a collection agency or collector seize a checking account for a medical bill?

== == no they can not do so for a medical bill.


Medical bill laws in Indiana?

is there a time limit on the collection of medical bills in INdiana


Can medical bill collection agencies garnish wages?

Only after receiving a judgement.


Can a late payment of an electric or cable bill lower your credit score?

Only if it goes to a collection agency.


What if you dont pay a doctors bill?

they will send it to crediotrs and then a collection agency will call you.. your creidt score will go down


Can a paid medical collection account be removed from your credit report?

It stays 7 years from the date of the late payment that caused it to be reported to the collection agency, even if you pay it off. In accordance with HIPAA, your medical information may be reported for purposes of collecting on an UNPAID medical bill. Once the medical bill is paid, there is no longer a permissible purpose for divulging your medical information. Therefore, a paid medical bill should automatically be removed form your credit file in accordance with HIPAA.


Can a collection agency collect on an unpaid medical bill even after the hospital closed down?

Yes, the debt is a legal "thing" and can be sold on to other organizations for collection.


If one collection agency fails to collect a medical bill and sell it to another agency how long will the bill stay on a credit report?

seven years


How many points will your credit go up when you pay off an old bill?

THERE ARE ALOT FACTORS INVOLVED WHEN POINTS ARE ADDED UNTO YOUR CREDIT SCORE. IF YOU PAY OFF AN OLD BILL YOU CAN RECIEVE ANWHERE FROM 15-20 POINTS ADDED UNTO YOUR CREDIT SCORE. If by the term "old bill" you mean a collection account, then paying it off may not raise your score at all. Credit scoring software disregards the balance (or lack of) on a collection account. The fact that the account is in default PLUS the "date last reported" are what cause deductions to the score. So if this "old bill" had not been recently updated and you pay it, causing it to be updated NOW to reflect a zero balance; you may have just significantly harmed your score.


Can you legally be sent to collection if you have been paying on a bill every month on time?

NO


Can I get a medical collection removed from my credit report if I never got a bill because they did not put my apartment number on my bill and the bill has been paid after being sent to collection?

Yes you can have it removed from your credit report. I had a similar issue with a medical bill. It was never delivered to me by the hospital or collection agency. I called the agency and explained this. They said I could pay it off and they would have it deleted from my record. They also said they will contact the credit bureaus to clear it off their records too. This happened earlier this month. I went to Equifax and disputed the collection on there end afterwards to make sure it gets taken care of. I'm just waiting to get confirmation now.

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