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In general that is dependent on the lender and the provisions of state statutes. It may also be affected by whether the filing was a federal or state BK. In some instances the consumer has up to a year before having to vacate the premises, in others it can be sixty to ninety days.
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8y ago
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15y ago

It depends. If the house is surrendered and the mortgage debt discharged, you may be required to move out fairly soon. With the lag in scheduling auctions, you may wind up

being able to stay for a year or longer. Some mortgage holders will require rent to be paid.

Check with a local bankruptcy lawyer.

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18y ago

my grandparents lost theirs and it took a year before it went up for auction.

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15y ago

However long it takes the creditor to repost for foreclosure, foreclose, and then get a state court to evict you. It could take months.

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Q: How do i surrender my house after filing chapter 7?
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Related questions

How soon after filing chapter 7 can you sale a house it paid for so you can move?

As soon as your discharged


How soon after Chapter 7 bankruptcy can you have the title to a house or condo given to you?

Why should you get the title? If the debt is secured by the condo or house, you cannot get a discharge of that debt unless you surrender the asset in the chapter 7.


When does someone surrender their house when filing for chapter 7?

You or your lawyer should negotiate the date of surrender. You will not usually have long, but some mortgagees may be willing to let the bankrupt stay if the pay a "use and occupancy" fee in lieu of rent. Again, only until they can finish whatever needs to be done to sell the house at auction.


Does income count AFTER you file chapter 7?

A person's income does not count after filing chapter 7 bankruptcy. All that counts is what you had before filing bankruptcy.


Do we have to pay taxes on a house that we gave up filing for chapter 7 bankrupsy 2 years ago?

No


In a Chapter 7 bankruptcy a person filing for relief is called a?

In a Chapter 7 bankruptcy, a person filing for relief is called a


Is it a requirement to list your house as an asset when filing for chapter 7 if there is no equity in it?

When filing for bankruptcy, you must list any assets you own regardless of their value.


When do you get discharged from a chapter 7?

about 4-5 months after filing chapter 7.


What can be done to attain employment at 60years old after filing chapter 7 bankruptcy What if there is reasonable reason for filing chapter 7 Could the reason for bankruptcy be told to the employer?

How to get after job filing chapter 7 bankruptcy once it appears on the credit report


Can I purchase another house if my house was discharge in chapter 7 but is not in foreclosure I'm still making my payments and living on it?

If your chapter 7 has been closed, yes - if you can find a lender for another mortgage. Your credit scores will have lowered because of the filing and discharge.


Can you own a storage unit when filing a chapter 7?

You can own anything you want when filing.


Can you rent out your home after filing chapter 7?

Sure.