An arrest warrant cannot be executed except through due process. This means a judge has to sign a warrant if there is probable cause to believe you committed a criminal offense. Non-payment to a furniture rental business is actually a civil matter, not a criminal matter. They can go before a judge and get an order to garnish. They can also repossess the property. They can ruin your credit rating. They cannot issue a warrant for anything. That's done through proper legal channels.
When you fall behind on your payments from any place, the lienholder has a legal right to repossess the collateral, mainly the car or truck. They can be nice and warn you, or not. The only papers they may serve is the order to repossess. Most recovery agents (repo people) prefer not to tangle with a debtor and take the collateral when the debter doesn't show up. As long as they call it into the police to protect themselves and they have an order to repossess the goods from the bank, that's it.
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