How many payments do you have to be behind before they can repo your car?


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2011-02-16 22:59:18
2011-02-16 22:59:18

You can be one minute past midnight late and your car can be repossessed.

A Bank does not have to give any breaks to anyone for anything.

They do it as a courtesy You need to get it out of your head that you can be one payment behind and not get popped..

April 1 payment date means April 1 not April 2nd

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Related Questions

if you are behind at least 2-3 months behind in payments then they can come get it whenever they please

if you are behind on payments then yes they can

The repo man will tell you that, but no it is not true.

Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.

If "you" are the lienholder then yes. If you're not the lienholder or their authorized agent (e.g. a repo man working for them), then no.

As long as you are in default, they can repo. Try to catch up the month behind. Send $5.00-10.00, whatever.

As soon as you have defaulted on the loan, a creditor can repossess your car. So 24 hours after you have failed to pay, they can repossess your vehicle without notifying you.

Legally, ONE day. As long as you are in DEFAULT of your contract, the lender CAN repo the collateral. Read the contract for more on DEFAULT.

If you are up-to-date then no, if you are a cosigner there may be complications...

READ your CONTRACT. Its that simple. If you are in DEFAULT of the contract, they can repo the collateral.

Yes, they can. Consistent communication is the car-key to your vehicular retention.

When you dont pay your payments on something

Read your contract. One day. As long as you are in default of the contract, the lender can repo the collateral. That could include no ins. coverage.

YES, legally they can repo as long as you are in DEFAULT of your contract. However, they want the money, not the car. So do what you told them you would do, stay in contact with them, dont avoid their calls and things will work out.

Only if the truck, boat and trailer were all behind on payments and the lien holder for all of them assigned them all out for repo. If they weren't it's called conversion.

Yes. If he has a repo order, it is no longer YOUR truck.

I need to know how long does it take the bank to repo your car if you are 2 payments behind. Can I make arrangements to make a payment next week

Usually, your CR isn't great before you take an "upside down" loan. But, YES, it hurts your CR. A repo ia a repo is a repo on any CR.

Not as long as the payments are current and have remained so.

3 mos. is pretty common but it may depend on each individual loan company and how many times you have been behind. It really depends on the company. I know with some companies about a month or two and they are calling you. Other companies it can take 6 months before they want the car back. If you can make small payments to them call them up and let them know. I have had a family member that got in some hard times and he called up the company that he paid his car payments to and they allowed him to pay what he could. They said that they are more willing to do that then repo a car.

Good did you find out about the repo fee?? Have you been repoed before?? Are you in default now?? If you're not in default, dont worry about it, hope they repo it so you can sue them.... IF you ARE in default, pay up today Yes that is what it means. If you were behind on your payments and didn't call the lender to work out a deal before a repossession order was issued, Then you payed before a repo agent picked it up you are responsible to pay the repo fee and the lender is responsible for calling off the repo. If you have payed and the lender failed to call the repo agent and you get repoed you can bring up ''wrongfull repossession charges'' and that falls on the lender. In your signed contract you agreed to this and so did the lenders. The above response is incorrect THE LENDER CANNOT CHARGE YOU FOR SOMETHING (a repo in this case)WHICH HAS NOT TAKEN PLACE !!!!!!!!!!!!!!!!!!!!!!!!!! IF they try too.... SUE them and there "agents"

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