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== == The only time your credit score was affected was within the first two years after this time period it no longer affects your credit score, but it is alwaus a good idea to check if the account is over the statue of limitation for your your state.

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โˆ™ 2007-12-26 02:36:12
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Q: How many points does a 6-year-old charge off affect your credit score?
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How many points on credit report is taken by a charge off?

A charge-off can hurt your credit score anywhere from 20-120 points.


How many points does a charge off take from your credit score?

first it depends what kind of charge off it is. and your credit score is all up to which credit company your checking your credit on .. there is no real answer to that question.


How does a dismissed bankruptcy affect your credit?

A dismissed bankruptcy will affect your credit, but not severely. It may only lower it by a couple points or so.


How many points will a fico score drop for a charge off?

There is no direct amount of points that your score will drop. It is all based on your previous credit rating, the timeframe of last negative mark on your credit, the amount of time since charge off, and the amount of credit you have and how its has been handled.


How much does a late credit card payment affect your credit score?

I recent late payment on an open account can hurt your credit score up to 60 points.


How does car repossesion affect credit score?

A repossession can drastically hurt your credit score. The repossessed account may report late payments (30, 60, 90 days late), a pad due balance, and a charge-off. A repossession can lower your credit score anywhere from 30 to 200 points depending on the other accounts reporting on your credit report.


What are the positive points of overdraft?

The bank gets to charge outrageous fees and your 'credit' is protected with the person receiving the check.


If you pay off a car loan how does it affect your credit and for how long does it affect it?

It will help it - usually 20-80 points - It actually effects it forever.


Does filling out a rental application affect your credit score?

Not normally ... unless there are already points against the consumer.


Why does self checkout affect staff?

Because they can get points for a certain amount of customers and if they serve themselves, they don't get credit for checking them out...


How many points get taken off your credit report when credit is pulled?

Minimum 3 points - maximum 12 points.


How does a derogatory mark affect credit score in points over a year?

I check my friend's credit score monthly as I manage her finance for her. Addition of 1 derogatory mark (account went to collections and got reported to the TransUnion) resulted in a whopping 27 points drop in credit score. Next month the score went up by 13 points and a month after that by another 10 points. Third month after derogatory mark appearing on the credit report, the the score is 4 points lower than it was prior to getting the mark.


How many points are taken off your credit for an unpaid account?

You can expect at least 10-15 point off of your credit score with an unpaid account. Remember the older the account the less it will affect you.


How many points does foreclosure decrease your credit score?

how many points dose foreclosure decrease your credit score


How does a willing reposession effect your credit?

A repossession hurts your credit score whether it is voluntary or not. The creditor will report late payments, a charge off status, and a balance if one is owed. A repossession may hurt your credit score anywhere from 60 to 120 points.


When signing up with Experian's credit monitoring service can you truly check your credit unlimited times through this service without negative points against you?

Yes, I am currently enrolled in Experian credit monitoring and I check my schedule once a month. It does not negativley affect my credit score.


How many points will be deducted from your credit score for an unpaid judgment?

Although there is no published system for how credit scores are calculated, [by the credit bureaus] there is also no way to calculate how many points are deducted for negative activity. Your credit score can be decreased by past due accounts, judgments, liens, bankruptcy, repossession, charge-off, settlements, collections, multiple credit applications, agreeing to co-sign, forclosure, high debt to lower income ratio, for example.


How does foreclosure affect credit?

Your credit will be affected negatively with a possibility of your credit score dropping 200 or more points. Not sure if you are in foreclosure now but if you are not make sure to communicate with your banks regarding your situation to prepare for other options and at least the banks will be aware.


Which direction does an electric field point?

For a positive charge, it points in the outward directios. For a negative, it points towards the charge.


How many credit points can you get per year on credit report?

6


How do solutes affect freezing and boiling points?

solutes affect it by making freezing points lower and boiling points higher


How is a charge card different from a credit card?

A charge card you have to pay the full balance at the end of the month. You can buy as much as you want, but you must pay at the end of the month. A credit card will give you a limit of $xxxx and you can pay that off over years and build the interest until you can never pay it off. So essentially you can buy a yaht with a charge card but not a credit card. The downside to the charge card is the fact that if you cant pay up in full every month, they will gut you worse than a credit card would. Also, charge cards carry an annual fee for their generous rewards points and the risk they incur by backing you.


How many points are deducted from your credit score for an inquiry?

While there is no fixed number, an inquiry is one factor that can affect your credit score. The exact impact may vary depending on things such as the number of inquiries you have over a short time and your credit file's stability. Some inquiries are known as soft inquiries and do not affect your credit score. An example of a soft inquiry is a credit card pre-approval.


How many points does a repo of you car put on your credit report?

OVER 9000 points gets added to your credit, but it makes your cards inert


How do you get wiiware points?

You can buy them with a credit card or buy points on a WiiWare card.