depends on what you have agreed with them and the amount.
as far as i know, they cant take anything from your checking, savings, etc UNLESS
you have in agreement with them and the amount.
Yes. A creditor can sue for a debt and if they get a judgment they can use the judgment to garnish the debtor's wages.
Yes. Both are equally responsible for paying off the debt.
No. In the state of Texas a creditor cannot garnish your wages no matter how much is owed.
Yes. If they sue the debtor and win a judgment the creditor or collector can execute the judgment in accordance with the laws of the debtor's state. Texas, Pennsylvania, South Carolina and North Carolina are the only US states that do not allow wage garnishment for creditor debt.
Only if you are sued for the debt. First the RV is repossessed. Then you will get collection notices in the mail. If you are going to be sued, you will get notice of that too. If you are sued, the judge can award the creditor a judgment that allows them to garnish your wages.
Yes. A creditor can sue for a debt and if they get a judgment they can use the judgment to garnish the debtor's wages.
Until the debt is paid or until the judgment expires.
They cannot collect unless they prove: 1. the debt is valid. 2. that they have authority to garnish the wages on behalf of those owed.
Yes. Both are equally responsible for paying off the debt.
No. In the state of Texas a creditor cannot garnish your wages no matter how much is owed.
Yes. If they sue the debtor and win a judgment the creditor or collector can execute the judgment in accordance with the laws of the debtor's state. Texas, Pennsylvania, South Carolina and North Carolina are the only US states that do not allow wage garnishment for creditor debt.
The creditor can file a civil lawsuit. If the creditor wins, he/she may be able to attach against property or garnish wages until the debt is paid.
Only if you are sued for the debt. First the RV is repossessed. Then you will get collection notices in the mail. If you are going to be sued, you will get notice of that too. If you are sued, the judge can award the creditor a judgment that allows them to garnish your wages.
To access to bank account as such, no. But if the debtor agrees to have ACH for payments, then the creditor or collection agencies can withdraw funds, or depending on the state laws a Judge can authorize to garnish wages from the bank. Find laws that apply to the debt in the resources box
They can garnish your wages regardless of where you live or work. * Not usually, as South Carolina does not allow the garnishment of wages for creditor debt. However, if the creditor sues the debtor and wins a judgment the creditor can sometimes use UCC laws to attempt to override a state statute.
If the debt is discharged, the creditor cannot initiate or continue any legal proceedings to collect the debt. Some debts like child support cannot be discharged, so Iowa might be able garnish your wages for something like that.
A creditor can garnish wages or attach assets if they have obtained a judgment against the debtor.