State Farm, Geico are only two of many insurance companies that you can choose from, a lot of the car rental shops offer it as well. If you have insurance on your personal vehicle, you can add a rental to it at a cheaper cost.
You are fully responsible for any loss or damage to a rental car. If you do not have insurance to cover this or have not purchased insurance from the car rental company, they will go after you for the full cost of the rental vehicle.
In the case of Enterprise, yes. If your auto insurance covers the cost of a car rental while your own is being repaired, that coverage typically only covers the base cost of the rental itself, and not any additional fees such as accident insurance on the rental car, additional authorized drivers, etc. Be aware that the amount that insurance policies provide for rental cars is typically much lower than the rental car would normally go for. Many agencies, Enterprise included, have special rates for insurance claim customers (which is why you are required to present a claim number from your insurance company for rental purposes), and the rental agencies are accustomed to dealing with insurance companies. Insurance rentals make up a substantial portion of rental business.
If you have car insurance, your own policy may cover accidents in rental cars -- check with your insurer. The rental agency will also make available an insurance policy that will specifically cover you in their vehicle, regardless of what your own insurance carrier may cover. Such insurance is worth the cost, in my opinion, if for no other reason than eliminating most of the hassle if you do have an accident. Insurance purchased at the time of rental usually has a deductible, perhaps $250, that may or may not be taken out of your rental deposit. If your insurance carrier does not cover rentals, and you did not purchase insurance from the rental company at the time you rented the car, you may be legally liable for the entire cost of the car's repair
Well in an apartment it's about $340 or if you're in the U.K
Yes, for residential rental property, flood insurance can be purchased up to $250,000 or the replacement cost value of the property, whichever is lesser.
The cost of renter's insurance varies. Cost depends on where the property is, how big it is, and other factors that insurance companies use to determine rates. A place to get quotes from is Progressive.
If you already have full coverage auto insurance, there is no need to purchase additional insurance for your rental car. The only event where you would need the insurance from EZ Car Rental, was if you were to get into an accident, they would cover the cost of the time lost for the rental. If you don't purchase their insurance and get into an accident, you will have to pay for the days they are out money for not being able to rent the car out.
Take the driver to small claims court for the cost of the rental.
I need to know how much it cost for house insurance
Yes, the rental co has to have insurance coverage even if you don't have one. Purchasing additional coverage from the rental co is NOT a term of the lease of the vehicle. The law requires all rental co to provide their own insurance coverage.