Generally, the newer the car, the cheaper it is to insure. The thinking behind this is that as technology advances, automobile safety improves. Safer cars are cheaper to insure.
If you are found responsible for the infraction and your insurance company runs a motor vehicle report then it will sometimes increase your rate.
No, parking tickets do NOT affect your car insurance rate.
Depends on the year of the vehicle and the make. If a particular year of vehicle has a high crash rate with a particular insurance company, you may end up paying a little bit more versus other models with other companies. In other words, SHOP AROUND.
If you have reported the accident and your insurance company has repaired the other driver's vehicle, it more than likely will affect your rate. When you are at fault, it always affects your insurnace.
Any moving violation is likely to have a negative effect on your insurance rate. If you are cited for driving a non designated vehicle in a reserved lane during prohibited hours, it may cause your rates to go up.
The rate of collision insurance for a 16 year old boy varies. The state in which they reside will affect the rate, as well as if they have points on their license.
If the carrier runs his motor vehicle report before the renewal (some do not) then his rates should increase. If shopping for new insurance they will rate him for that infraction and will usually return a higher quote.
This is a very subjective question. The answer depends largely on a number of different and varying items. For example, age of driver, type of vehicle, and prior accident history all affect insurance rates. Also, the insurance provider itself influences insurance rates.
The rate you pay will be determined by the vehicle type. You can compare multiple quotes for NJ car insurance at www.progressive.com
The annual rate of car insurance for people turning 21 will slightly decrease from previous years. Although the premium will not change by much, once the car owner reaches the age of 25 they will notice a much larger drop in the annual rate.
You need to call you insurance agent of choice for a quote. There is no way to answer the question as posed. Your Auto Insurance rate is far more dependent on the qualifications and on you driving record than it is on what type of vehicle you drive. Major factors on insurance cost are driving record, location, age & mileage of vehicle.
There are a few companies that compare vehicle insurance rates based on your profile, car and driving history. Some of these resources include: Kanetix, Rate Supermarket, Insurance Hotline and Car Insurance.