How much is residential property insurance in California?

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Residential property insurance in California will vary greatly depending on the amount of coverage, the location of the property, the hazards covered (for example, whether earthquake, subsidence or other special coverage is needed), and many other factors. For accurate information specific to your situation and needs, it is best to contact agents and receive quotes or use a comparison quoting service such as that offered by the State of California. This service allows homeowners to not only check rates on insurers but investigate their licensing status and other information and is available through the state insurance board website.
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How long does a lien stay on a residential property?

Until the debt is paid in full, or if the creditor decides not to renew. A lien in some states can last for 20 years before it needs to be reinstated. Check your state statutes, or with the recorder of real estate office where the lien was granted.

How do you obtain residential property line definitions?

Answer . Contact your local County Clerks office and they will transfer you to the appropriate department. They are available on the web but for a fee. Otherwise you can go down to the County Clerks office and photo copy the lot dimensions.

How do a corporation purchase a residential property?

The corporate board votes to authorize the company, through its officers, to purchase a property. The officers obtain the necessary financing for the transaction and designate an authorized officer to sign any necessary papers. A certificate from the corporate clerk may be required to authorize a th ( Full Answer )

What is the average size of residential property?

The average size of residential property varies greatly fromcountry to country and from city to city. For example: the averagesize of a "lot" in Maryland, U.S.A. is 3/4 acre or 32,450 squarefeet or 9,890 square meters. A lot in Cape Town, South Africa isjust over a half acre (11,400 square feet or 3 ( Full Answer )

How much does commercial property insurance cost?

First off, it depends on what size and type of commercial property you are trying to insure. For instance, a 200,000 square foot hotel is going to have one cost, but a 5,000 square foot office building will cost something else. This is true for any number of reasons but you can think of it like this ( Full Answer )

In California how much do insurance rate go up after an accident?

There are many things that insurance company takes in toconsideration when raising your rate. They will look at how longyou have had insurance, the amount of the claims, if you were atfault or not, as well as other factors. Only they will be able totell you.

How much is car insurance in California?

Vehicle insurance in California can range from $450 per year to$1,500+ per year depending on what coverage you want and what yourdriving record looks like.

How much do I insure my property for?

You would insure any buildings, fixtures and contents within the home--make sure the policy says replacement value plus 125%. Avoid a policy that allows depreciation of used contents. The total insured amount would not include the land that is part of the value, so most likely the insured amount wou ( Full Answer )

Can residential property be levied to pay a debt?

No levy may be placed on a home or even a garnishment made unless the creditor has obtained a judgment on the debt through a court. The judgment automatically becomes a lien of property the debtor owns. The creditor then attempts to levy on the property threatening to sell it to pay the judgment deb ( Full Answer )

Cost of residential property insurance?

difficult to answer as it is completely dependent on the location, claims history, rebuild cost etc.. I would estimate you would pay around £140 per £100,000 insured. but this can vary alot. If the property had concrete floors I would say more around £90 per £100,000.

How much are property taxes in Vallejo California?

it depends on the price of the home you purchase. the less the appraised value is, the less you pay in taxes. the higher the more money spent on taxes. its safe to say about 1.25% of your home purchase price is due annually. for example a 169k home purchased would be 2112 bucks per year. payable in ( Full Answer )

Is California a nonrecourse state on residential property?

I would like to know if California is a non recourse state, we have to do a short sell on our condo, do to me not being able to work because of medical reasons we sent a letter of hardship to the lenders, They came back with cant help you their. They sent use a bill a long with a letter statin ( Full Answer )

How much is property tax in California?

The property tax in California can vary from year to year. However, to calculate the California property tax for one's home is quite simple. The tax can not exceed more than 1% of the home's value and can not increase more than 2% from the previous year.

How much is truck insurance in California?

Truck insurance cost depends on your driving record, age, the valueof the truck, and how often you drive it. For decent coverage youcan expect to pay around $1,000 per year per vehicle. Chris Larmore - Parenti Insurance

Can you use residential property for commercial use?

it depends on the Zoning regulations in your country for the City Area like New York City it's ok to have commercial and residential built in the same place or near each other. these are only applicable on areas with compact population but for the not so populated areas local governments along wit ( Full Answer )

How can you get property insurance?

Look in the Yellow Pages or Internet for a local insurance call and tell them of your needs. You have a good chance of getting insurance. Either renter's or homeowner's insurance.

How much is rental home insurance in California?

Renters Insurance in California is surprisingly affordable. About $15.00 per month can get you contents coverage for your personal belongings, loss of use for your additional living expenses, and liability in case of injury. Check out the brochure on the following link for more details

How much is earthquake insurance in Sacramento California?

It depends on a few factors, such as the value of your home and the % of deductible you choose. These deductibles are much higher than your home insurance policy. This is simply because earthquakes do not happen as often as Fires do and therefore its harder to estimate replacement costs.

How much is Earthquake Insurance in California?

It depends on a few factors, such as the value of your home and the % of deductible you choose. These deductibles are much higher than your home insurance policy. This is simply because earthquakes do not happen as often as Fires do and therefore its harder to estimate replacement costs.

What is a residential income property?

A residential income property is one purchased for the sole purpose of then letting it to a tenant, with the rental payments providing you with a regular income. Some investors will buy whole apartment blocks whilst others may buy one apartment.

What are residential properties?

A residential area is a land use in which housing predominates, asopposed to industrial and commercial areas. Housing may varysignificantly between, and through, residential areas. Theseinclude single-family housing, multi-family residential, or mobilehomes.

What are residential income properties?

Residential income properties are investment properties where people live. This includes single-family homes, multiple-family homes, and apartment complexes. Generally, the owner does not live there but is ultimately responsible for all maintenance and upkeep and has certain legal obligations. Resid ( Full Answer )

Are churches considered as residential or commercial property?

There is a class of tax exempt property that can neither be described as residential nor commercial. That includes schools and other public buildings, churches, etc. Church property generally has tax exempt status although it has been suggested that church-owned property that is used for commerc ( Full Answer )

How much on average does home owners insurance cost in California?

How much does the average home in California cost? These types of questions are impossible to answer and if I gave you and answer it would be useless to as well. There are eight different homeowners forms for different situations and so many different variables that homeowners policy premiums probab ( Full Answer )

How much does insurance for property cost?

Insurance for property can vary on the cost based on what you are insuring. The cost to cover just personal property is around $50 a year. The cost rises with needing to cover high value items and will be higher for actual homeowner insurance.

Where does one look into residential landlord insurance?

After putting care into maintaining your rental property one will want to make sure that they have residential landlord insurance. Two insurance companies to check out landlord insurance would be Safeco and Allstate.

What kind of residential property is the best investment?

There are a number of types of residential property that make good investments. Apartment blocks allow one to make a lot of money by renting out the many room. A detached house in a desirable area is an excellent investment and will increase in value each year.

How is heating oil delivered to residential properties?

Firstly, if the heating in your home is powered by oil then you will have an oil tank externally located in the boundary of your property. Maintaining and stocking the tank is a home owners responsibility and, you may have a choice of one or more companies that can supply oil to your property.The o ( Full Answer )