How much medical payment auto insurance coverage is right?
This question is very tough to answer well. I know in PA medical
from auto insurance is the first source used to cover a medical
expense. If you have a decent health insurance plan this can
provide coverage over top of the medical from your auto. However,as
the deductibles on health care are increasing and many policies
have lifetime limits, I would suggest getting a fairly high limit
if you are able to afford it, in this category. Anyone who needs
assistance with insurance in PA is welcome to contact me, I work
for an independent agency in York PA www.ekmcconkey.com
The right amount would be Zero, It doesn't make much sense to pay extra for medical coverage on a home insurance policy when that's already covered under your medical insurance policy. Ever heard of Double-coverge? It's illegal to get paid for the same loss twice anyway. Adding Medical coverage on a home insurance policy is generally what we refer to as "Beefing up" a policy. There is almost a zero chance that it would ever… Read More
major medical insurance providers usually offer a broader range of coverage in which most other insurance companies don't. Making it easier to choose the right coverage for you or your family
You may need to check the specific prescription coverage of your plan, but normally an insurance company has a "Formulary" which is a list of prescription drugs that their plan will cover. If your medication is not listed on the formulary, then the insurance company reserves the right to deny payment for the medication.
Conditionally renewable policy grants the insurer a limited right to refuse to renew a health insurance coverage at the end of a premium payment period.
There is no actual medical coverage or benefits provided by the FMLA, but only a right to take leave if you qualify for the FMLA.
Unless you have some contractual agreement requiring them to do so, an employer is not obligated to pay for any of your insurance after termination. You will have the right to continue coverage under HIPAA at your expense however.
When choosing the right life insurance coverage, you consider what your goals are for buying life insurance, what are you trying to accomplish? Then, consider how much coverage you need, what you can afford, how long you need coverage, and compare rate quotes from multiple insurers. Also, review the financial ratings to find a safe, secure insurance company that can pay their claims. Make sure you compare permanent life insurance to term life insurance. These… Read More
That is a very hard question to answer as we have three plans. Plus we layer coverage over coverage with some association plans, so the coverage can be more comprehensive, plus making the premium cost less with first dollar coverage. As with any insurance product, it is important to get the right agent and you must be proactive in your own health plan. Read the policy, ask questions and make sure that the plan has… Read More
The insurance companies have certain rules and restrictions. They have the right to refuse policies and coverage to people on certain medication including sleeping pills.
Insurance companies have the legal right to terminate insurance coverage when the monthly premium is not paid as agreed.
Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.
The cheapest car insurance that offer great coverage for female drivers is Geico. Geico can save you 15% or more on car insurance and they are right about that.
You still owe the mortgage. And you must continue to maintain the homeowners insurance. If not, the lender who holds the mortgage has the right to place "forced coverage" on the property at great expense to you. When they add "forced coverage" they simply increase your mortgage payment to adjust for the difference. And of course you must make each payment in full in order to remain current on the loan and avoid damaged credit… Read More
If you are carrying medical insurance is it necessary or wise to also get medical payments coverage as part of your auto insurance?
It is not required. Please keep in mind medical insurance on an auto policy only pays in the excess of what your work med doesnt pay. It is a good idea to have the medical payments on your policy because it will also cover any passengers that are in your vehicle if they don't have health insurance. It will also pay bills right away. You never know if you are going to lose your job… Read More
Assuming you mean that you want them on your insurance coverage: You'll need to get guardianship papers. It shouldn't be too expensive, but contact an attorney to have it done right. There are several attorneys in most communities that can take care of that for you and do it at a reasonable price.
Can employers see insurance claims and medical data As well as how much money was charged for your medical expenses?
Not unless it is the employer that is responsible for the payment of the bills. In that case they DO have a right to see the diagnosis, prognosis, treatment regimen and the outcome - not to mention what it is costing them.
No, You can't suspend your coverage, but you can cancel the policy if you don't need it right now and then purchase it again when you do need the coverage.
You can get health insurance whenever you want. However, for younger and healthier you buying health insurance is hassle free process.
The easiest way to look up full coverage auto insurance is to look up through a phone book on insurance companies and there should be a listing right there.
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Covered Persons Auto Insurance covers the Named Insured(s) as defined by the policy. It may provide property coverage as well as medical coverages. It will almost always provide Liability coverage. Some policy forms extend coverage to other permitted drivers while some policies will not. For example a Named Driver policy extends no coverage for other drivers at all. It all depends on the type of policy you buy. Insurance is not for cars it is… Read More
You can buy a policy for your second home or you can buy coverage for seasonal occupied homes. Just contact your insurance agent and they can guide you to the right coverage.
Yes, unless access is excepted from coverage.
yes full coverage insurance covers auto repairs. It also covers maintinance and gas costs. Thats right fuktard, full coverage insurance is the only expense you will incure while driving. In some cases they will even pay speeding tickets for you!
"Commercial General Liability" is the appropriate coverage policy type for an HVAC service technician or company.
Generally Yes, Your insurance company has the right to inspect a loss before they issue a payment.
Does the noncustodial parent have to provide medical coverage if the child already has medical coverage through the custodial parent?
They have to if it is so ordered by the court. However, the non-custodial parent has the right to petition the court to remove that provision. If the court finds it would be in the best interests of the child to do so, a modification may be permitted. If both parents have health coverage, generally the courts will mandate the parent with the more comprehensive policy maintain insurance on their minor child or children.
In many countries, such as those in Europe, health coverage is provided by the state as a basic human right. Anyone living in a country that does not provide free health care would need to buy health coverage from an insurance company. Many such countries have insurance companies specializing health care insurance.
If the lender required full coverage (to protect their interests) as a condition of the loan and you drop it and replace it with a liability only policy, then you have breached the terms of the loan. The lender now has the right to declare the loan in default and demand immediate payment in full of principle and interest. Failure to pay as demanded then gives them the right to repossess the car and have… Read More
Pregnancy and child birth can be expensive. Make sure you have the right insurance programs in place before getting pregnant. These pages are full of questions about how to get coverage AFTER getting pregnant. There are no good answers. In addition to having major medical coverage, supplemental health insurance can help you create maternity leave pay, and protect your income in case of pregnancy/delivery complications.
When acorn gets dogs the right to vote, "dogcare" will surely follow.
Many worldwide health insurance plans will require a short medical physical and full disclosure of any preexisting conditions before they will provide you with coverage. Individual plans also have unique exclusions that you should be sure to read over before selecting the plan that is right for you.
Can Florida stop you from getting insurance for you domestic partner if the insurance company said it was all right?
No. Some insurance companies offer domestic partner coverage in Florida and you are free to purchase such a policy. If your employer wants to buy coverage for you and your domestic partner, then it can. The state of Florida will not stop you. It may impose income tax on the value of the domestic partner coverage as "imputed income."
You can get help paying for dental implants depending on your coverage plan. Many insurance companies don't offer implants as a coverage but discount dental plans do! Make sure you have the right insurance plan that fits your needs.
How are medical bills paid if a 19 year old has no health insurance coverage and suffers a costly medical incident?
Have you talked to the billing department? Under the right circumstances and depending on the place you had your care, you may qualify for state assistance or free care through the hospital. Start at the billing department and ask them.
Yes, Just call your insurance agent. Your agent can recommend the right policy or coverage endorsement you need for a rental property.
An Optionally Renewable Policy is a contract of health insurance in which the insurer reserves the right to terminate the coverage at any anniversary or, in some cases, at any premium due date, but does not have the right to terminate coverage between such dates.
Answer The victim has the right to file a lawsuit for any expenses incurred that was not covered by insurance. The victim can also file a claim with their own automobile insurance for medical costs and uninsured/under-insured motorist coverage. Your best bet? Hire a lawyer. Even the most straight-forward pedestrian accident can get complicated quickly.
There are various policies available with Travel Insurance Direct. If you choose the right plan for you, you can get coverage for car jackings for both your car and your items.
If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills - the auto insurance or the pedestrian's health insurance?
Since Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills. It depends on your state's laws, but typically -- and strangely enough -- you'll find that the auto insurance will cover the pedestrian's medical bills. On the other hand, if your state doesn't require you to carry… Read More
Does insurance company have right to pursue vandals on behalf of insured to recuperate their cost of coverage to insured?
I'm almost positive that the answer is "yes", especially if the insurance company has already reimbursed you for your losses.
You may be able to make a claim under both insurance policies if they have the proper coverage. It wouldn't hurt to get those claims started right away.
If you have filed a home insurance claim through your existing home insurance company, you do have the right to change insurance companies if you were unhappy with the service you were provided, or for any other reason. As long as you have coverage in place at the time of the claim, you can cancel your policy and bind coverage with another company. It is important to receive quotes and bind your coverage before cancelling… Read More
In the divorce you responsible foare your childrens medical insurance but you lose your job are you still responsible for their insurance?
You are still responsible for their insurance, when you get another job that has it available. If there is no insurance right now, most of the time you would be responsible for half of any medical bills that are acquired while they were uninsured.
Medical Insurance is best insurance to use with medicare. Because, In cause of any injury to your health you can get mediclaim by insurance company. I suggest you place where you can found right insurance company.
Health insurance quotes vary from person to person, company to company. Each insurance company will take into account any pre-existing medical conditions as well as any unforeseen medical conditions based on your family's past medical history.
Assuming the employer offers coverage to spouses, then the employer would not have the right to turn a spouse away. The spouse's loss of coverage is a "qualifying event" and the employer's insurer would allow the spouse to join.
After making a police report, contact your insurance companies claims department right away and report the theft If you have comprehensive coverage on that vehicle, then your loss will be covered under your policy. If you have rental car coverage then the Insurance Company will also pay for a temporary rental car for you to drive. It just depends how much insurance you bought. For vehicle theft claims, It is customary for the Insurance Company… Read More
You can get your ASDA home insurance quote easily by going to their website to find your premium or to ensure you have the right coverage for any possible circumstance.
No, medical insurance and dental insurance are two different products. In fact, employers often go through different insurance companies for each in an effort to find the right price. Your medical insurance card will typically not cover dental, although big ticket things like a broken jaw or oral surgery are actually considered medical. However, an employer who offers medical in many cases (but not all) also offers dental to its employees.