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Answered 2011-01-24 04:46:51

It depends on:

  1. How much money you have in your account and
  2. How you plan on withdrawing the money

You can usually withdraw any amount upto the balance in your account. You can do this by just visiting your bank branch and submitting a withdrawal request. But, if you are using an ATM, there are daily withdrawal and cash dispensing limits and hence the amount you can get might be limited to your bank balance or the daily withdrawal limit. Usually this withdrawal limit is Rs. 25000 or Rs. 50000 depending on the bank and your account type.

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It depends on the type of account you have and the arrangements you have made with the bank.


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Yes, it is perfectly safe because:The ATM machine is like a safe deposit boxOnly authorized personnel from the bank can open itThe money is credited to your account either the same day or the very next dayThe money does not get stolen


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If you need to get money out of your online savings account, be sure to request an ATM card when you apply. If you anticipate frequent withdrawals, shop around for a bank that reimburses you for any ATM fees you incur. Even if the online bank does not charge for ATM withdrawals, chances are the bank that owns the ATM will. Using a bank that reimburses these fees can save you a lot of money.


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ATM stands for Automatic Teller Machine. If you insert your magnetic card and enter your secret pin, the ATM can dispense cash (Upto the limit of either your bank balance or a max amount per day) automatically Some people even call it Any Time Money because the ATM's are open 24 hrs a day.


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When drafting a letter for a bank manager you will need to include several details. In your letter you should make sure you include the day you used the ATM, the amount of money you were trying to receive, and how much of it you did receive if any. You should also state your bank account number and or debit card number so that they can follow up on your concern.


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