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Let start assuming by full coverage you mean Comprehensive and Collision coverage is included on the policy. Comprehensive and Collision coverage is always optional no matter how old or new the car may be if you have the title to the car. If you don't have title, meaning it is financed or leased, then your lender most likely will require that you keep Comprehensive and Collision coverage. The decision to have or not have Comphrensive or Collision is a personal one that needs to be based on the value of the car and how much you will have to pay for the Comp and Coll premiums. You also have the choice of just deleting Coll. but keep the Comp. By doing this you would reduce your premiums but still keep coverage for damage covered by Comp. Also consider adding Uninsured Motorist Property Damage if you drop the Coll. By doing this you think that because you are a good driver and unlikely to be the cause of the accident you retain coverage for things that are out of your control and save money at the same time.

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โˆ™ 2005-09-05 21:39:44
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Q: How old does a car need to be to not require full coverage in New Jersey?
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Related questions

Do i need full coverage on a financed vehicle that is garaged and i do not intend to drive?

Yes. Damage could still happen to the vehicle and the loan company or bank will require full coverage.

Do car insurance Nebraska laws require me to have full coverage insurance?

In Nebraska, you're actually not required to have full coverage. You'll only need to have minimum liability insurance.

Do you have to have full coverage?

On a car? If it is old, then no. If it is new, I suggest you get full coverage because it will cost less to fix it than replace it. If you finance any portion of the loan in which the car is having a lien on it, you will need to protect the collateral and the bank will require a full coverage policy.

Do you need full coverage insurance on a financed motorcycle in las Vegas?

yuo. financed motorcycle always need full coverage . i bought my gsxr finanaced and had to get full coverage . The dealer ship requires u to get it -_-

When will a person be required to have full coverage insurance?

usually you only need full coverage if you are financing or leasing your vehicle.

If you have full coverage do you need UMPD coverage or will full coverage suffice if you are hit by an uninsured driver?

you dont have to have umpd coverage if you have full coverage but most of the time on full coverage it has umpd and if you dont have umpd your collision will pay for fixing your vehicle but most of the time there is a higher deductible on collision I know this because i am an insurance agent

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Most states require insurance on every car, and if your car is financed then the finance company may require full coverage to protect their loan.

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Yes,, All auto finance companies require that you provide full coverage on the vehicle until it is paid off.

Do you need full coverage insurance if your car is 5 years old?

Full coverage requirements have nothing to do with the age of the car. If you still make payments on the car then you still have to have full coverage. If you own the car outright, then you do not have to have it.

Private seller has title of used car that is being paid for by buyer does the buyer have to get full coverage insurance to register the car and get a tag for the car?

In my state you only need to have Liability insurance the get a title and register the vehicle. If, however you have a loan on the car the lender will require you to have full coverage.

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No. You have to have physical damage coverage on the motorcycle also.

Do you need full coverage insurance on a vehicle in order to have a cracked windshield replaced or will liability and PIP insurance cover it?

Full coverage, minus the deductible.

I need cheap car insurance, so should I just purchase liability coverage, or go with full coverage?

If the car you have is new, it is safer to go with full coverage. If it is old there is likely little reason to bother paying for more than liability coverage.

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Most just require a copy of the students schedule showing they are enrolled full time

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You do not have to purchase full coverage auto insurance in Illinois if your vehicle is paid for. You do still need Bodily Injury Liability, Property Damage Liability, and Uninsured Motorist coverage.

Will your home owners policy cover damage to your car from a tree falling on it on your propertyi do not have full coverage on the car?

Short answer--No! In order to have the claim covered on the vehicle, you would need full coverage on the auto policy. This peril is covered under comprehensive, which is part of what is known as full coverage to the auto.

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If the car is paid off, then only liability insurance is needed. If it is not, then you will need a full insurance coverage plan.

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If you have a French Passport, you might require a US visa to travel to Jersey.

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If you have a loan on it, you'll need full coverage. If you do not have a loan, I'd suggest liability coverage for price. If you live in a busy city, get full coverage, as accidents do happen. Consult an insurance agent to see what is best for your situation.

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you only need pl and pd on a used car and full coverage on a new car

Do insurance companies need to see a photo of your car to give you full coverage?

If not highly customized-no.

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