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Florida is a major market and almost all major car insurance companies offer policies in Florida. These include Progressive, Liberty Mutual, State Farm and many others.
One can get a free online quote for auto insurance in Florida from an insurance company called Progressive Insurance. They have a variety of policies to suit different needs.
Florida auto insurance can be purchased from most major insurers including Geico, Progressive, USAA, Esurance, Liberty Mutual, All-State, and Farmers Insurance.
Many national brands such as Nationwide, Progressive, and State Farm offer home insurance in Florida. Some other companies that offers it are Security First and Citizens Property Insurance.
Speed alone is not reckless driving in Florida. At extreme speeds other factors are often present to amount to reckless driving.
If you are a Florida resident and have other insurance, particularly car insurance, get a quote from your insurance company, you may qualify for a discount. Most of the major insurance companies (AllState, State Farm, etc) do provide motorcycle insurance. You can also get quotes on line from Progressive and Geico. You will need insurance to register your bike.
Probably reckless. "Careless" implies something done by accident, like swerving over the line momentarily. "Reckless" implies something done willingly, without regard to the law or consequences.
Florida's minimum fees for having a car covered are just having your own basic insurance which will cover the other drivers car and or body in an accident. The premiums and fees vary based on company.
The company code is 10192
I know that Nationwide Insurance has offices for coverage in every state. You could also check with Progressive insurance, they offer policies for everything.
The Florida Department of Insurance is a great resource for consumers in that state. They are very involved in protecting homeowners from unaffordable premiums and unreliable companies. Try googling "Florida Department of Insurance" to locate their website. If you do not have regular online access you can find their toll free telephone number in the telephone book.