Want this question answered?
Investment banks provide financial services that are geared toward raising capital such as underwriting, issuance of securities, assisting in Mergers and Acquisitions, and investment management. Unlike commercial banks, they do not take deposits. While investment banks make their money by charging fees for their services, commercial banks earn their money by charging higher interest rates on loans than what they pay for people's deposits.
High interest bonds are not issued by banks; they are issued by corporations that do not meet the standards of an investment-grade bonds. Like stocks, they are a corporate investment.
One can go find current investment interest rates on any banks' websites. Some big-name banks such as ScotiaBank, RBC, CIBC, etc. They have the most current and accurate rates.
ING pay a high interest rate to those interested in their investment vehicles, as high as 9% interest rates for a single premium fixed annuity rate. They also offer flexible premiums at different interest rates.
If you mean earn money, a large revenue source is interest. Loans from a bank always have higher interest than any kind of an investment in the bank so they make money. Also, if it is an investment bank, it may buy shares in a company or even acquire businesses and make other investments.
Information on investment mortgage loans can be found at various financial institutions. Many banks offer a wide range of mortgages and interest rates for investment properties.
Savings accounts with traditional banks typically do not have high interest rates. Banks such as Ally or ING Direct offer slightly higher interest rates that are approximately .75 to 1 percent.
They charge a much higher interest on loans than they pay on deposits.
If one's credit score is below standard, banks will percieve them as unreliable and give them a higher interest rate. Inversely, if one's credit score is outstanding, banks will give lower rates.
Some European investment banks include: Barclays Capital, BNP Paribas, Credit Suisse, Deutsch Bank. All of these above listed investment banks are currently the largest investment banks in Europe.
Because they offer a higher rate of interest to their deposit customers. Loan Interest is the chief source of income for all banks & financial institutions. The difference in the rate of interest offered to deposit customers and loan customers is usually the profit a bank makes. Usually people prefer banks when compared to financial institutions to deposit their money. So to attract customers these institutions offer a higher rate of interest on deposits with them. In order to maintain their profit margin, they charge a higher rate of interest on their loan customers. So, higher the rate on deposits, higher is the rate on loans.
A CD will pay higher rates than a saving accounts because they are very safe, even the best interest rates for certificates of deposits are lower than most other investment. in fact, the highest rates offered by very safe banks can be as much as 40% higher than national averages.