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You can protest but the insurance company will pay the proceeds to the named beneficiary.

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โˆ™ 2010-05-20 18:28:27
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Q: I am the second wife my husbands original life insurance policy names his first wife as beneficiary which was never changed can i protest the payout?
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Related questions

Can you contest the beneficiary on your husbands life insurance?

No, you can get him to change the beneficiary and then the money that is claimed will be yours if it has been changed by your husband to your name.


There is no beneficiary on my mother's life insurance policy?

If no beneficiary is listed on a life insurance policy then the benefits are payable to the insured's estate. The beneficiary can be changed at any time prior to the death of the insured if this is the person's desire.


Can the beneficiary on a life insurance policy be changed by the executor?

No, the beneficiary of a life insurance cannot be changed by the executor unless he's the owner of the policy. The proceeds of a life insurance policy, unless the benefciary of the policy is the estate, are not subject to any conditions of the will. It is outside of probate.


If I'm the beneficiary of life insurance policies of my brother and who named me as beneficiary prior to his marriage and during his marriage do I still have legal rights to this life insurance?

You will receive the death benefit unless your brother has changed the beneficiary. Regardless of marriage, divorce, life changes, etc; unless the insured contacts their insurance company and changes their beneficiary, the money will go to the specified beneficiary; FYI- your brother would not be required to notify you as current (or ex) beneficiary if he changed the policy. Also, many life insurance policies have a primary and a successor beneficiary; the successor is the person who would receive the benefit if something were to happen to both the insured and the primary beneficiary.


Can a life insurance company change the beneficiary?

The only person who can materially change an insurance policy (including beneficiary changes) is the OWNER of the policy, who may or may not be the INSURED. The company does not have right to make a beneficiary change under federal law. In any case, beneficiary disputes are not uncommon. Finding the original policy will not solve this sort of dispute, since the beneficiary designation may have been changed after issue and will not be evident on the original. The insurance company may have acted upon a legitimate request to change the beneficiary, and if so they will (must) have a copy of that change form, signed by the owner's. (A copy of that change was probably sent to the policy owner at the time of the change, but it may have been lost).


What happens if the sole beneficiary on an insurance policy dies before that person and the policy is never changed?

It goes to the estate


Can life insurance beneficiaries be changed when someone has alzheimer's?

If a life insurance beneficiary has alyztimers and is in a nursing home, can the power of attorney or nearest living relative receive it?


Is there any way to find out the date a beneficiary was named on a life insurance policy in a case where undue influence is suspected?

Yes, when the beneficiary was changed the insured would have received paperwork. Find it or if you are a party to the policy than you can call the insurance company and ask.


Is it possible to obtain life insurance for another person with their consent without allowing them to change the beneficiary?

Yes. The policy is controlled by the "owner"of the policy. If the insured person is the owner, then the beneficiary should be written as "irrevocable." An "irrevocable" beneficiary can only be changed with the consent of that beneficiary, regardless of who the policy "owner" is. Hope this helps.


What if the wrong person is named as beneficiary on life insurance?

Whoever is named as a beneficiary on your life insurance policy will get the money. Contact whoever is in charge of your life insurance and get it changed as soon as possible. If you are married, it normally goes to your spouse, and in some states, you need your spouses permission to name somebody else as your beneficiary. Step 1 - contact your life insurance provider. Step 2 - contact a lawyer. Answer2: First, who says it's the wrong person? Who took out the policy and who decided on who the beneficiary should be? Who is paying the premium on the insurance policy. The insurance agency who wrote the policy should be the first point of contact.


Can life insurance be paid if the beneficiary was changed before the insurer was determined incapacitated?

Life insurance should be paid to someone if the policy was paid at the time of the insured's death. It should probably be paid to the beneficiary it was changed to before the insured was determined incapacitated. However, that might be fought over in court. In a mess like it sounds it will be, there is no telling what might happen.


Can a spouse change their deceased spouses designated beneficiary on a life insurance policy?

No. The contingency that triggers payment of a life insurance is the death of the named insured. That person could have changed the beneficiary designation prior to his/her death. Even if the policy had given the power to change the beneficiary to another person, the change would have had to be exercised before the named insured dies.

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