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The bank accounts become a part of the estate.

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Q: I have couple of Bank accounts in US My wife is the nominee for that account. What happens if both me and my wife die?
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obliviously because they don't want to be together anymore :pAnother AnswerThey Have a Single Bank AccountThis is a difficult question to ask. Have you ever known a couple that has been divorced? Now ask them if they had a joint or separate bank account. What I have found is that a couple that gets divorced usually has separate bank accounts. One person in the relationship is being more selfish than the other. What happens is that with separate bank accounts it becomes a rivalry from the beginning. I bought this with my money. I paid for my trip to go with my friends; this is mine I paid for it.Now if they have had a joint bank account when the marriage started, the conversations that they have will be. What are we going to save for? What are we going to buy? What are we going to achieve together? It is all about us.Now if a couple wants to have a separate bank account this will work also because each one wants to put them self first and they would have had this conversation already. This is a very big topic for people to talk about before getting together and into a relationship.