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If another person was At Fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.

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โˆ™ 2012-03-26 05:58:18
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Insurance

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When should a tire be replaced

Which of these sentences describes collision coverage automobile insurance

What type of insurance is the same as medical coverage

In which of these categories does car insurance fit

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Q: I have liability only and my car was totaled?
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Related questions

What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


What happens after your car is totaled and you only have liability?

If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.


Does liability insurance get you money for a car if your car is totaled?

The other parties liability should if it was their fault. Your liability should cover the vehicle you damaged.


Will the dealer with whom the loan is through cover a totaled car seven months into a five-year loan with only liability?

It depends on the terms of the contract, but generally, no.


Do you get to keep the car after its been totaled?

Only if you buy it.


A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?

When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).


What does the your insurance company do to a car if it is totaled and you only have liability coverage?

If you caused the accident and you totaled your car and you only have liability insurance, your insurance company does not do anything to your car. The car was taken away by the tow truck driver. You may pay to haul it somewhere to be repaired or you may sell it to a junk yard. If the other driver caused the accident, then his insurance company buys your car. It still goes to a junk yard to be recycled. That way, however, you will get some money. Either way, you are entitled to get your personal stuff out of the car.


What does the finance company do when a car is totaled and there is no collision insurance?

If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.


Do you have to accept the cash if your car is totaled or can you tell them that you want to have your car fixed?

If you have collision insurance, they will pay out up to 40-70% of the value of the car in repair costs. Over that amount, it is considered totaled., and they cut you a check for the value of the car. The percentages vary with companies, vehicle, etc. You don't have any say in it. If you have only liability insurance, you're on your own for the repairs.


If you get into an accident and the other driver is at fault and your car is totaled of course his insurance will pay but if they pay the deductible who gets it?

There is no deductible for liability claims.


Can you get full coverage insurance on a salvage title car in Louisiana?

My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was flooded and totaled in New Orleans.


Will you owe taxes on a totaled car?

Not if you notify you local PVA that the car is totaled and not longer in service. You will pay taxes up to the day it was totaled.


What is the average Michigan car insurance rate for liability only policies?

The average Michigan car insurance rate for liability only policies is about $2000


How do you sell a totaled car in NC only had liability insurance?

Basically you just sell it as-is with a salvage title. You can sell private party or to a junk yard as any older car is more valuable parted out (granted was taken care of prior to the wreck).


Does liability cover you hitting your own car?

no it does not, liability covers only the second party.


If you rent a car for a week will it be covered by your current insurance if you only carry liability?

Liability only covers the "other' car/property. So no the rental car would not be covered.


What happens to a car that's declared totaled by the insurance company?

If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement check. You can still get liability insurance (if there are no safety issues related to the damage), but not collision or comprehensive unless you have the repairs made.


Can you have liability only car insurance in Michigan?

In state of Michigan, you can only have liability coverage if your car is paid off. Otherwise, you will have to purchase a full coverage policy.


If your friend wrecked your car and you have only liability but he has full coverage who will pay for your car?

YOU will. only his liability will follow him. you loan your car, you loan your insurance as well. So looks like your not getting your car paid for.


If your car is declared totaled do you still have car insurance The insurance company has not paid yet.?

Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out.


If your car is totaled can you legally drive it?

No.


Can you register a totaled car in Texas?

no


How do i totaled my car?

drink driving


Are used car dealers required to inform buyers if car has been wrecked?

No, only if it has been totaled and has a rebuilt title.


My friend doesn't have a drivers license and he totaled me car will i be in trouble?

Only if you let him or if you had known he was driving it.

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