Asked in InsuranceTexasCar Rentals
I live in Texas and was rear ended by another driver who's insurance company accepted responsibility They paid for a rental car On the way home a rock broke the windshield Whose insurance pays?
September 11, 2008 3:45PM
The rental car is a temporary use automobile and damage would be considered your responsibility. So either you or your insurance carrier would be on the hook for the glass damage. PA Agent K
How do you put in a windshield in a 1994 Ford Escort?
Call a professional and have them replace the windshield. It may be covered by your auto insurance if you have Comprehensive. You can easily break a windshield when replacing it. Want to take that chance and have to purchase another one. Let a pro handle this job. Call a professional and have them replace the windshield. It may be covered by your auto insurance if you have Comprehensive. You can easily break a windshield when replacing it. Want to take that chance and have to purchase another one. Let a pro handle this job.
What is the responsibility of the insurance company of the at fault driver in a no fault state?
Immediately after an accident, you should call your insurance company and they will tell you their responsibility in that particular state. Your agent should have given you that information when you purchased your policy. Each state has slight differences. An insurance agent in this state is not licensed to comment on the insurance policies of another state.
Will insurance pay for cracked windshield?
Does filing a windshield repair claim effect the my rates? Most insurance companies view windshield repair as preventive maintenance. If a chip is left unrepaired, it likely will crack out and lead to a costly windshield replacement. Most insurance companies waive deductibles for windshield repair. Windshield repair saves policyholders and insurance companies millions of dollars annually. However, we can't speak for every insurance company. How do I know if I will be covered for the repair? I will be able to tell you within minutes if you have the necessary coverage for windshield repair. On occasion, the insurance company will not be able to immediately verify coverage. As a general rule, a vehicle under 8 years of age is a safe bet. If you have more than liability insurance, coverage will usually pay for the repair. What insurance companies do you work with? We add new companies every day. We work with insurance's of all shapes and sizes. We only know of a handful of companies that choose not to waive deductibles on windshield repair. Will checking on my deductible or inquiring about windshield repair raise my insurance rates? Asking your insurance provider about your policy coverage and deductibles is generally not considered a claim. Will filing a windshield repair claim count towards my insurance policy? In many cases, insurance companies will not count windshield damage as a claim on your policy. What if I only have liability coverage? Because liability insurance only provides coverage for damages to another vehicle,windshield repair services are not covered under your liability policy. We offer multiple payment options including cash, checks, Visa, MasterCard, Discover and American Express. Will all insurance companies waive my deductible if my windshield is repaired rather than replaced? Many insurance companies cover windshield repair at 100 percent coverage with no deductible. We will be happy to help you with your questions regarding insurance coverage. Do I need to contact my agent or insurance company? We're experts at verifying coverage, filing the claim and handling all the paperwork. , We'll contact your insurance company and submit the claim on your behalf.
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Asked in Dodge Ram, Insurance, Auto Insurance
If your insurance paid for a windshield replacement in January will they pay for another windshield in November?
I appologize first for my English language. With reference to the question above: in my country, Romania, when the car is covered by insurance, the insurance society pays for the repairs, provided that they have the confirmation of the police of the incident / accident produced. As an example, my windshield was broken for some reason, and I replaced it yesterday, paid through my insurance. If today, somehow, I manage to break it once again :), the insurance society has to cover again the expenses to replace it, but requests me the written declaration, endorsed by the police officer, on how the incident was produced and verifies through one of their inspectors, the veridicity of my declaration.
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What are the benefits of instant term insurance?
There are several benefits to instant term insurance. One of the major reasons people will choose instant term insurance is the ability to do so online without having to talk to another person. A buyer can get insurance online in a matter of minutes and not have to wait to be accepted or denied. These buyers will also not have to take a medical exam for the insurance, meaning a person will not be denied because they have disabilities or other medical issues. Another thing is that there is no lapse in coverage, and the buyer can easily set the term coverage.
Asked in Insurance, Auto Insurance Claims
If you have full coverage and total your car will the insurance pay for another car even though the one you crashed wasn't paid off yet?
no No, the insurance company has a responsibility to the lienholder first, then you get the balance of the settlement based on the local market value of your car. Insurance companies are not responsible for purchasing you a new car and the settlement is based on the value of the car you had an accident in. The settlement is not based on what it will cost to buy another vehicle.
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Asked in Rules of the Road
When driving do you always have to have proof of financial responsibilty?
Beyond having the correct insurance for your country or state you do not need proof financial responsibility. Another View: I would NOT RELY on the above answer! Every state I am familiar with, REQUIRES that you be able to show proof of insurance when asked. It is a fineable violation if you fail to display it.