Yes limousine insurance is more expensive than regular one. That is because you will be transporting many people and going to many places and they have to be protected also.
There are several different types of companies that offer coverage for limousine rental companies.You will probably get the best rates if you look for a company that specializes in limosine coverage.
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
After checking the yellow pages, that company did not exist in Anchorage.
To find the best car rental rates, you should evaluate exactly what type of car and services you need. You can easily cut the cost of your car rental quite a bit if you find that you do not need the car insurance on the rental car because your regular car insurance company or credit card company provides insurance coverage for the rental.
You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.
Buying rental car insurance from a rental car company with vary from company to company, expect about $15-$25/day.
Rental Car Insurance is an important consideration for the majority of travelers. In the event of an accident, it is always advantageous to be protected to avoid costly repairs to a car you don't even own. To save money, call your insurance agent before agreeing to a rental insurance policy. You may be offered a valuable discount from your regular insurance company.
One company that will rent to someone under 21, for a large fee, is Thrifty Car Rental. Most rental companies won't if you're under 21, unless your regular vehicle is getting repaired and you have rental car insurance on your insurance policy.
Renters wanting such coverage should check with their existing car insurance as their existing insurer may be able to add it to their regular yearly policy for a small premium. This provides coverage from an insurance company that they know, instead of unregulated (from insurance standpoint) car-rental outfit, which offering you may understand less.
Rental insurance is a very wise insurance to have. This can cover loss and damage just like a regular home insurance even though you are only renting.
If rentals means rental cars, then no. Rental car insurance is optional, however many insurance policies can include rental insurance, so purchasing it from the rental company can be pointless in some cases.
You are fully responsible for any loss or damage to a rental car. If you do not have insurance to cover this or have not purchased insurance from the car rental company, they will go after you for the full cost of the rental vehicle.