It is your fault.
You are.
If they backed into you, they will be responsible for the damages. Hopefully they have insurance and you will not need to pay anything.
A lot of people will go to a school or church parking lot to practice. Also you can find a quiet road with one or two cars parked at the curb, practice parallel parking behind just one vehicle, then when you're comfortable with how you park behind one vehicle, find two cars to park between.
both of you for not looking back
Backing up--it is your fault.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.
Any driver that is the backing vehicle has a greater and duty and care to maintain proper lookout at all times. The driver that was traveling on the throughfare has control of the lane of travel and the backing vehicle must yield to them. Infortunately, you would the proximate cause of the accident for improper backing.
Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.
You have a right to back out of your legal parking spot. If you use your mirrors and do not see that there is anyone behind your car you are able to back out. If a car parks illegally behind you THEY are not only guilty of illegally parking but they are the cause of the accident. All it takes is an extra one minute for the illegal parker to find a parking spot that will not cause an accident. We make choices and when we choose to park illegally any accidents are the fault of the person chosing to park behind cars that could be moving out at any time.
Government backed financing is financing that has the promise of the government standing behind it. It is different from private investor financing or bank backed financing.
If the vehicle is behind a LOCKED, gated area, or in a garage, then yes, they (whoever is reposessing), can go to jail for trespassing. If the car is out in the open i.e. on a curb, in the driveway that's not gated, in a private parking lot (not gated), in a private parking deck, then they can and will repo the car, boat, anything that they have a court order to take for nonpayment. They can get anything that is out in the open. If they can see it, they will take it.
You Dummy!!