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I'm taking this as, "My wife, without my knowledge or consent, obtained a credit card in my name. What do I do?"
You cancel your credit card, if you don't like her using it. That's about all you can do, as the presumption is she had your permission, unless you think you could prove otherwise in some kind of civil suit - and I'd recommend not bothering.
In any case, consult with your attorney about this matter - or a divorce - and see what he says about your specific situation.
Wiki User
∙ 14y ago
Wiki User
∙ 16y agoit would be fraud
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Are you liable for your husbands credit card?
Yes, you are liable for your husbands credit card.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Is the wife responsible for husbands credit card bill?
No. The husband of the family is responsible for everything that happens to or by the family members.
If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
What can you do if you report to a credit card company that your husband took a credit card out in your name and you reported it to them and they did nothing?
If you are married, your husband can definitely apply for a credit card in your name. This is commonly done. Some husbands make their wives as supplement to their credit cards or apply for a separate card. So, the credit card company may not find anything wrong with what your husband did. Not unless, you and your husband are having problems, then if you have a case, better report it first to the proper authority before you approach the credit card company with your complaint or case.
The mortgage is in husbands name but wife is on the deed. Can a credit card company put a lien on the house if the husband owes the credit card company?
You have asked a complicated legal question and the answer depends on the details and the laws in your particular jurisdiction. The answer may differ in a community property state or if the credit card debt benefitted both husband and wife. The lien may be successful depending on the aforementioned factors.
Can i use my husbands credit card if my name is not on the card?
Absolutely NOT !... If you do - you would be committing fraud !
Can you sue your absent husband for not paying a credit card he borrowed money on from you?
Can you sue your absent husband for not paying a credit card he borrowed money on, the credit card is in my name only?
Is a Delaware spouse responsible for her dead husbands credit card bills?
Yes
In New Jersey is a spouse responsible for the credit card debt of her husband if the credit card is solely in his name?
No.
Is the husband responsible for a credit card debt if he and his wife are not legally divorced but she has credit cards in her name only and racks up a large debt?
Yes, you are married. For years I didnt even work or have credit cards, but I established credit due to my husbands last name, because we are married.
If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
