these are generally considered under the 'collision' portion of the policy.....
Comprehensive is a type of coverage you can add to an automobile policy. Comprehensive coverage is a physical damage coverage that includes damage to your vehicle that is not included in collision coverage. Collision coverage is damage done when you hit something or turn the vehicle over. Comprehensive includes fire, theft, vandalism, and animal collision. You can have comprehensive without collision but not collision without comprehensive.
It depends upon the type of damage and the cause of it; some physical damage is covered by the comprehensive coverage of an auto policy. For example, glass breakage and vandalism is normally covered by the comprehensive coverage. All of that said, collision and comprehensive coverages are generally offered and purchased in tandem. Therefore, if one does not have collision coverage, there is a good chance that there is no comprehensive coverage.
Then you are in luck !! If you have comprehensive coverage, because that is the coverage that covers an animal hit.
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Comprehensive Coverage.
Comprehensive. You did not dive the car into anything
You can remove collision and comprehensive coverage whenever you own the car free-and-clear. As long as there is a loan, the lender will insist that you keep full coverage.
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.
Comprehensive insurance coverage is basically complete coverage of a vehicle. It helps pay for losses due to theft, fire, or any other losses not coming form a collision.
Comprehensive coverage will usually cover you if you hit a deer. Coverage may be optionally covered under comprehensive or collision in some states. If you do not actually hit the deer and have a collision, it would only be covered under collision insurance.
Collision coverage pays for the repair or replacement of sheet metal and certain other damage sustained to a motor vehicle as a result of an impact with another object. The scope of the collision coverage is set forth in the insurance policy, and is generally distinguished from the comprehensive coverage that covers other causes of loss. Neither collision nor comprehensive coverage indemnifies for bodily injuries or medical expenses.
Your collision and comprehensive cover your vehicle.