You are required to have liability insurance on any vehicle. The lender may require you to have full coverage as a loan condition.
Liability insurance is the minimum coverage you can get and is required in every state.
liability.
Auto insurance is a state law requirement in PA. You are only required to carry liability insurance.
Liability
There are several different companies that offer Auto Liability Insurance in America. Companies like, state farm, 21st century, geico, and progressive all offer Auto Liability Insurance in America.
The limits vary by state. Where are you?
Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.
Auto liability insurance varies from state to state. You might want to check with a local agent or try a web search within your state.
In New York state it is necessary to have gap auto insurance. It is the seller's legal responsibility to include gap auto insurance in the cost of leasing the vehicle.
Standard auto insurance is just liability insurance. You can find it from companies like Progressive insurance, and State Farm Insurance, or any local company.
If your asking will your auto liability insurance pay for a traffic citation, No. They don't pay for the illegal acts of the insured. Your auto liability insurance is accident insurance.
Each state is different but the usual answer would be yes.