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No points, but the insurance company would be wise to cut her off, no insurance for such a stupid pair of clucks. The mother will not receive any points, she wasn't the one that got pulled over. However, if the minor is driving alone, they will probably be arrested, charged, convicted(there really isn't a good excuse for that behavior,) and denied their license for a certain amount of time. The insurance rates, if they decide to keep coverage over the mother, will most likely increase significantly; more than likely, depending on the insurance company, they will drop you.

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Q: If a 16 yr old is driving their mothers car without insurance or permit or license and is caught running a red light how many points will mother get and what will insurance rates raise to?
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