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The person can pay the bill if the want, but that does not give them ownership of the car. Vehicle ownership is determined by the names that appear on the title.

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โˆ™ 2006-07-10 16:01:08
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Q: If a car is in the shop and the primary can't afford to pay for the service can the cosigner who is listed on title pay the service fee and take possession of car?
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What is a sentence using cosigner?

If you need a cosigner for the loan because of bad credit, it means you can't afford the car.

What should you do if you are the primary on your car loan but the cosigner has been paying and you cannot afford the payments any longer?

Sign off your interest in the vehicle to the primary, letting him/her have the right to sell or drive the vehicle. Either way, the primary needs to have control of the property that he/she is paying for.

What are the options of a cosigner when the other party has taken possession of the car and moved across the country and is consistently late on payments and you cannot afford to pay it for him?

None. When a person cosigns any financial agreement they are entering into a legally binding contract to repay the debt if the primary borrower defaults on the loan. Although it would seem the cosigner should be allowed to be relieved of the debt responsiblity due to the actions of the primary borrower, it is unlikely a judge would take the same view. The cosigner does have legal option to recover money spent to cover the primary borrower's financial obligation. In a case such as cited it would be very difficult to file a lawsuit against the person in question. The person in possession of the vehicle however may be in violation of criminal statutes for removing the vehicle from the state if he or she did not receive prior approval from the lender.

Is a cosigner still responsible if the first party filed bankruptcy but reaffirmed the car loan?

The company wants their money so if the primary doesnt pay then the cosigner must. Their is no way of getting around this. Bankruptcy should be outlawed. If you cant afford things dont take on the debt.

Will a cosigner be approved if they still owe money on a car?

It depends on the amount of their income- whether they can afford to pay both loans. A co-signer will be required to pay if the primary borrower defaults on the loan.

i have a laptop, but i can"t afford internet service. how can i get free wireless service?

i have a laptop, but i cant afford internet services i have a laptop, but i cant afford internet services. how can i get free wireless service

If the primary has let her insurance lapse due to non-payment is the cosigner in danger of being sued in the event of an accident?

The co-signor isin danger of having to pay the balance due on the loan at all times. If the signor cant afford ins, the notes will be the next thing they cant afford. NEVER CO_SIGN.

Can a cosigner sign for one person at one place and also sign for someone different at another?

Yes. Be aware that the cosigner is the person whom the bank will go after 2nd if the primary signer defaults on payment. If this person cannot afford to have 2 different banks come after them, then they should not sign on 2 loans. So hopefully this consigner trusts both people to make their payments.

What is the risk to be a co signer on a leased car?

A common misconception is that the "cosigner" is not financially responsible for the security of the loan/lease (the car) until after the primary has defaulted. Nothing could be more wrong. The primary and cosigner are simply terms used to differentiate between the two signors. Legally, both are equally responsible for the debt, from the signing of the document until the last payment is made. If payments are missed, both will have their credit rating dinged. If the contract goes into default, both will be contacted by the lender or its agents. In truth, one should never cosign for anyone if that one cannot be trusted unquestionably and unless the cosigner can afford to pay the loan if that should become necessary.

If a lender does not provide a cosigner agreement am I still liable for the loan?

# I have never had to provide a cosigner agreement to someone who is cosigning a loan. I am talking about Tx, NY. and Kentucky. If you signed the same promissory note with the other person, then you are both responsible! CORRECTION: If you are speaking of the Notice to Cosigner below: Notice to Cosigner You are being asked to guarantee this debt. Think carefully before you do. If the borrower doesn't pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. It is against the FTC rules and against the law not to provide have have a potential cosigner sign.

How can companies afford to offer free internet service?

Generally, companies simply can't afford to offer free internet service. If they do, it usually comes with a contract to pay much higher rates for the same service later.

I am in the process of getting broadband service. Is it a mistake to go with cheap broadband service?

If you are purchasing all you can afford, it may not be a mistake to go cheap. However, if the service is not performing properly due to the speed or type of service you might be better off paying a little more for much better service, if you can afford it.

What is primary malnutrition?

Primary malnutrition is when a person can't get food to eat or can't afford food to eat and has to get government food or charity to survive.

Can you get your name off of a note as a cosigner?

ONLY by paying the loan off or refinancing with someone elses good credit. NEVER CO-SIGN UNLESS YOU CAN AFFORD TO GIVE THE MONEY TO THE DEBTOR.

What the loan cosigner's responsibility when the loan is for a friend?

A cosigner's responsibility is to pay the loan in full if the primary borrower fails to pay. The connection to the primary borrower is irrelevant, whether it is a family member or a friend. You should never co-sign unless you can afford to pay your friend's loan. You should also note that when you are required to pay the loan as a cosigner (after the primary borrower defaults) your own credit may be ruined and you will be paying for property that you do not own. The default rate for people who need co-signers is high.

Can an 18-year-old who has a credit score of 740 and just purchased an apartment for 420000 with no cosigner be approved for a lease for a Hummer H2 or will a cosigner be needed?

I would say that you are good to go. Just because you have the funds or the credit does not mean that you can afford it! Be wise and cautious with your money and your ego! Y-THINK-Y

What is the purpose of a primary examination?

The purpose of "primary examination" is to afford the plaintiff or the state an opportunity to develop its case-in-chief. This is an outgrowth of the Amendment VI Confrontation Clause.

If your husband signs FAFSA form for your daughter does this make him a cosigner for the financial aid?

No. The FAFSA is a statement of your financial status. It is used to calculate an estimated amount that you and your husband can afford to contribute to her college expenses. It is also used to calculate how much she can afford to pay. Any amount over that is eligible for Federal Financial Aid.

Will having a cosigner lower your APR or enable you to borrow more?

The lender should be looking only at your ability to repay the loan when they determine the amount they will lend, since they assume you will be making the payments. They also want to be sure the cosigner can make the payments if you don't, but they would not combine the two financial statements to determine the amount that the two of you together could afford. They may offer a slightly better interest rate, but if the lender wants you to get a cosigner, it usually means you will not get a loan without one.

Can wiki write an argumenataive essay?

Service You Deserve At the Price You Can <a href="">Afford </a>

Who provides free Internet service?

Internet service tends to be something that you must pay for in order to use. I believe the mentality is that, if you can afford a computer in order to need internet service, you can afford the service. However, you can use free internet if you visit the library, and many college campus's provide free internet for their students, provided of course that the students are on campus and within the bandwidth.

What are the names of lawn service companies in Seattle?

My mower broke down and can't afford a new one. What are some companies that offer lawn service in Seattle?

What happens to the house if the wife who is the main source of income dies and the husband cannot afford the mortgage?

If the mortgage isn't paid the lender will take possession of the property by foreclosure and sell it.

Who has the best internet service in Florida?

It is tough to determine whose internet service is better because this is a matter of taste and what you can afford. The two big ones are AT&T and Centurylink.

Is it possible to receive an auto loan without having a cosigner?

Sure, in fact most people do not need a cosigner to get an auto loan. The entire process is based on your credit rating, financial situation, and your income. If they are requiring you to have a cosigner, then your credit rating must be very bad or you are buying more car than you can really afford. Purchase what you can really afford and no more. Never, ever, purchase a car that requires more than 20% of you take home pay in total car payments. That is payments on all cars you own, not just the one car. Otherwise you may end up in big trouble and have the vehicle repossessed, thus ruining your credit ever farther. Live by the 20% rule and you will be in good shape.