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Q: If a car is titled to an 18- year old but she is under her parents insurance policy whose responsible if she gets in an accident?
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Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?

Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.


Do you have to live with your parents in order to use their insurance coverage in an accident i had an accident with rental car my parents insurance would cover?

You don't have to live there as long as you are listed on the policy.


Who is responsible for insurance deductible in an accident of commercial vehicle?

The Company who owns the vehicle would be responsible for deductibles listed on the policy their own policy.


In an accident who is liable the 18 yr old driver or the parents who own the car and insurance policy?

parents if the insurance is under their names


Your sister got into an accident with your car and you don't have insurance she is listed under the parents insurance who pays?

Parent's policy pays


Do you have to live with your parents in order to use their insurance coverage in an accident?

You do not have to live with them as long as you are listed on the policy.


What happens if I get in an accident and only have your permit?

If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.


What is accident policy?

An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.


What is the purpose of the accident plan?

It could be an insurance policy taken out with an insurance company in case of an accident.


What can happen if a teen has accident with parents car and isn't on the insurance policy?

Simple. You'll get in trouble with not only your parents but also with the police [maybe] or the insurance company. Be Carful what you do with your parent's cars!!!


What is the parent's responsibility for medical bills for adult children that are on the parents insurance policy?

If the child is over age 18, then the parent is not responsible for the child's medical bills. The child is legally responsible for anything that the insurance policy did not pay.


Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?

you ni^^a

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