answersLogoWhite

0


Best Answer
Copy

It is my understanding from my insurance company that if I "give permission" for someone to drive my vehicle and I have full coverage then my vehicle is covered. Recommend you ask your insurance carrier this question, they will be happy to give you an answer regarding your policy.

User Avatar

Wiki User

โˆ™ 2015-07-16 19:18:00
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Add your answer:

Earn +5 pts
Q: If a car owner has full coverage on their vehicle including uninsured motorist can they allow someone without any insurance to drive the vehicle?
Write your answer...
Submit

Related Questions

What is uninsured vehicle coverage?

Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.


What provides coverage if the other driver does not have car insurance?

Uninsured Motorist coverage


How much uninsured motorist coverage do I need on my auto insurance policy in the state of Georgia?

You need at least $2000 uninsured motorist coverage for you auto insurance policy in the state of Georgia


Will full coverage cover the insurance holder if they were injured?

If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.


If someone hit your car and didnt have insurance is it covered by uninsured motorist?

Yes as long as your policy has uninsured motorist coverage on your policy.


How can you recover from an uninsured motorist?

If you have uninsured motorist coverage let your insurance company settle with you then recover from the motorist in court. If you don't you will have to take the motorist to court yourself. Your insurance company is far better equipped for this than you are.


What is uninsured motorist property dam?

This is actually "Uninsured motorist property damage coverage" Or Waiver It is the portion of your insurance that covers you if the other motorist has no coverage. If it is a waiver you have to initial it means you have declined this coverage. This is one of many ways the cheapo insurance companies lower your rates.


Does uninsured motorist insurance pay if you hit a deer?

Uninsured motorist covers you in the case you are in an accident with another driver that does not have insurance. Comprehensive coverage is what will pay when you hit a deer.


What exactly does Florida uninsured motorist insurance cover?

Underinsured and uninsured motorist coverage protects drivers when the in Florida as the state does not require motorists to carry bodily injury coverage.


Will auto insurance pay on an uninsurred motorist?

If you have an uninsured motorists coverage, then it should.


Should I put uninsured motorist insurance on my car or truck?

It is a very good idea to have uninsured motorist coverage. You need to always have yourself protected.


Will sr22 insurance pay for damages done by a uninsured motorist?

It's just auto Insurance. If you purchased coverage for uninsured motorists coverage option then yes you will be covered.


If someone dented your car in a parking lot then left would your uninsured motorist insurance cover the damages?

no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........


Is it necessary to carry uninsured motorist coverage in Arizona?

It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.


What kind of insurance pays for a car accident you are in if the other person involved has no insurance?

Uninsured motorist coverage


What happens if you are hit by an uninsured teen driver and they are found to be at fault?

If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.


How do you Waive uninsured motorist coverage in FL?

I'm not 100% sure about Florida specifically, but in most states Uninsured Motorist is a required coveage. Maybe you are thinking about some other coverage? Like Uninsured Motorist Property Damage? Contact the FL dept of insurance and they can tell you the required coverages and limits.


If a uninsured motorist hits your car will sr22 cover your damages?

If you purchased uninsured motorists coverage with your policy you will be covered. The SR22 is not insurance, it's certificate of proof that you have insurance.


If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?

Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.


What is a description of the options available with auto insurance?

Options available with auto insurance are Liability, Medical coverage, Collision and comprehensive coverage, and Uninsured motorist coverage.SK(APEX)


What is Uninsured motorist protection?

Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.


What does uninsured motorist coverage mean?

Uninsured motoristUninsured Motorist coverage (which is required coverage in many states) covers injuries that the driver and occupants of a car sustain when the at-fault vehicle was not insured for liability coverage. UM does not cover the physical damage to the vehicle. UMPD (uninsured motorist property damage), where available, covers that physical damage. UMPD is essentially similar to collision coverage, which is first party insurance that pays regardless of fault, subject to a deductible.Uninsured motorist coverage pays essentially the same type of benefits (such as for pain and suffering) as the liability insurance of the other party would pay if the at-fault party had liability insurance. Additionally, the uninsured motorist insurer will generally evaluate a claimant's injuries in much the same way as a liability insurer would, and the claimant is subject to a reduction in damages for contributory or comparative negligence according to the law of the jurisdiction.


If you are an insured motorist and get hit by an uninsured motorist should you use your job's personal medical insurance or your auto insurance or both?

More than likely, you will begin by using your personal medical insurance. Medical expenses and lost wages can possibly be reimbursed through the uninsured motorists coverage.Uninsured/Underinsured coverage laws vary by state. Contact your insurance agent for a full explanation of how this coverage would work on your policy.


What is uninsured motors insurance?

Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.


In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?

The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.