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If a car owner has full coverage on their vehicle including uninsured motorist can they allow someone without any insurance to drive the vehicle?

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Wiki User
2015-07-16 19:18:00
2015-07-16 19:18:00

It is my understanding from my insurance company that if I "give permission" for someone to drive my vehicle and I have full coverage then my vehicle is covered. Recommend you ask your insurance carrier this question, they will be happy to give you an answer regarding your policy.

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Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.

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You need at least $2000 uninsured motorist coverage for you auto insurance policy in the state of Georgia

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If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.

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Yes as long as your policy has uninsured motorist coverage on your policy.


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