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You would need to have Collision and or Uninsured Motorist Property Damage coverage for the vehicle in order for the insurance company to pay. You may also have to make a report to the business that owns and maintains the parking lot.

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โˆ™ 2005-09-25 01:10:27
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Q: If a car was parked in a lot and hit and the person did not leave a note or anything will your insurance cover it in California?
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What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.


My car was hit while being parked do i have to have insurance for it to be fixed Or does the person that hit my car insurance pay for the damages?

The other person pays.


If you have no insurance and your car was hit while parked does the other person's insurance company pay?

It should. But it's much easier to collect if you have your own insurance.


What if someone hits my car while parked and i don't have car insurance?

Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!


If your car was parked and you got rearended and the accident was not your fault but you had no car insurance will the person who rearended you have to pay for your car and your injurys?

Yes. When your car is parked all medical bills and repair costs are the responsibility of the person who hit your car.


Do I have to show proof of insurance if my car was parked when it was hit by another person?

Yes, if the vehicle is registered, in most states, you must have it insured. If the officer asks for proof of insurance, you are required to show it to him. If you do not have it, he may issue you a ticket. It does not matter if the car was in motion or parked.


What happens if your car was hit parked and you know who did it?

Fill out accident report with police. The person's insurance will pay for repairs.


What happens when a person hits your uninsured parked car in front of your home they have full coverage?

if it there fault there insurance pays


What are my rights if I hit a parked car and I don't have insurance?

If it was leagally parked, you should be asking what are your obligations if you hit a parked car. Your responsibilities are to pay the cost of fixing the Property of the person who's car you hit. Man up and do the right thing.


What job opportunities are available with the California Department of Insurance?

The California Department of Insurance has many jobs, such as auditor, as well as being a person that collects the insurance money from the various people.


Who is to blame when a car is hit when parked illegally?

the person how parked.


What is the penalty for this in California for driving without insurance?

I am not sure about California itself but of the states I do no about the penalty is always more than six months of insurance would have cost the person had they purchased the liability insurance.


Does landlord insurance cover car damages on property?

No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.


How do Californian car insurance rates from others?

California car insurance rates are significantly higher than the national average. If a person is in the market for car insurance in California, it is best to compare rates offered by different insurance companies.


If your parked car was hit in the rear and the person who hit you has no license or insurance who is responsible for the damage to your vehicle and the medical bills for any injuries?

Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.


What is a cheap liability car insurance in California?

California has a minimum insurance policy in regards to liability. The minimum liability insurance in California is $15,000 for injury or death to one person, $30,000 for injury or death to more than one person, and $5,000 for damage to property. If the insurance at one company is too expensive, try shopping around at different insurance companies and ask what types of discounts you may qualify for.


Whose auto insurance will cover you if driving another person's car in California?

Their insurance would be primary and your insurance would be secondary, generally speaking.


A parked car that is not being driven is hit without insurance is the person who hit it responsible to pay for the damage?

Insurance is based on liability. In other words the person who is at fault must pay for any damage caused. It makes no difference whether the at-fault driver crashes into an animal, a person, a parked car, a moving vehicle or even a wall or some street furniture. The problem in most cases is (1) finding the person responsible and (2) recovering the money if they are not covered by insurance. Trying to prove it is the first step.


What is meant by California collision car insurance?

Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.


If an insured person hit your parked car at 1215 pm and you were uninsured but got insurance at 1pm of the same day are you covered as considered having insurance?

No absolutely NOT - nice try though (with all due respect)


IN CA When you do not have any insurance and the person who took your car without permission has no insurance and causes an accident can the other parties insurance co sue the owner of the vehicle?

California is a mandatory insurance state. Under California tort law you would be able to be sued for not having insurance as mandated by law.


Where can a person find cheap auto insurance in California?

One can find cheap and quality auto insurance at an insurance agency call Cost U Less auto insurance. They have cheap prices with quality insurance for customers.


What happens when a drunk driver runs into your parked car if you don't have insurance?

Personally I would sue the person for damages in a civil court for payment of the repair or replacement of the car.


What should you do if your parked in a parking lot ans someone come and hit your door as you are getting out and they cause damage to their side mirror?

Get the license number and insurance info from that person


How can I contact the naic life insurance company location system?

Hello, I am trying to see if a person had a life insurance policy in California. The person is deceased and I would like to see if a benificiary was named.

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