If a car was parked in a lot and hit and the person did not leave a note or anything will your insurance cover it in California?
You would need to have Collision and or Uninsured Motorist Property Damage coverage for the vehicle in order for the insurance company to pay. You may also have to make a report to the business that owns and maintains the parking lot.
What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
If your car was parked and you got rearended and the accident was not your fault but you had no car insurance will the person who rearended you have to pay for your car and your injurys?
If your parked car was hit in the rear and the person who hit you has no license or insurance who is responsible for the damage to your vehicle and the medical bills for any injuries?
Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.
A parked car that is not being driven is hit without insurance is the person who hit it responsible to pay for the damage?
Insurance is based on liability. In other words the person who is at fault must pay for any damage caused. It makes no difference whether the at-fault driver crashes into an animal, a person, a parked car, a moving vehicle or even a wall or some street furniture. The problem in most cases is (1) finding the person responsible and (2) recovering the money if they are not covered by insurance. Trying to prove it…
In Ontario parking lots are private property and do not fall under the highway traffic act. Given this Ontario also has whats called no-fault insurance, meaning if 2 people are in an accident in a parking lot, person 1's insurance covers person 1 and person 2's insurance covers person 2. If there are evidence who can mention who was in fault while accident happens, then only you can decide on this. But if your car…
IN CA When you do not have any insurance and the person who took your car without permission has no insurance and causes an accident can the other parties insurance co sue the owner of the vehicle?
It may depend on the state the vehicle is registered in. In California, proof of insurance is required in order to register a vehicle, which is done when you purchase a car, and you need a license when purchasing auto insurance. I know in California that dealership wouldn't be able to transfer title to a person who doesn't have insurance since the DMV would require proof. Ask a dealership in your state for specific requirements.
What should you do if your parked car was hit by a driver insured with no fault and you have no insurance?
I know someone currently in that situation. If the insured person is at fault (states so on police report) you should do your best to obtain a police report and get his insurance information. You or your attorney should contact his insurance company to file a claim. This is the stage my friend is at. I will let you know how it turns out. In her situation she was able to obtain an arrest report…
Is it legal to drive family member's car without insurance in California The owner of the car has insurance tough?
In California insurance follows the vehicle not the driver. If you are driving someone else's vehicle their insurance would first be looked at to provide coverage. If for some reason they deny coverage (which some may do if a person not listed on the policy was driving), and you're at fault, then the other person or their insurance company can come after you for payment. This is general info as every company handles things just…
In a private driveway someone backed into your car while you were parked and their insurance company says you are part negligent any suggestions?
Fight it! If the driveway was yours, then the other person had no business driving there. It does depend on what the reasons were. If you were parked more than 12 inches from the curb, then that is neglegent - it is law to be within 12 inches of the curb (never more). So find out why and keep all evidence. If you have to take that person to court, do so.
If my car was parked out by the sidewalk in front of my house and was hit and run how can I get the person who did it?
If you are legally parked there is no question that the other driver is at fault. Your parked vehicle has not chance of avoiding the accident. Only the driver who hits your car while it is parked could avoid the situation. Now the problem comes in when they leave the scene of the accident. Immediately call the police without moving your vehicle. Search for witnesses and report it to the owner of the parking lot…
If your parked car was hit by an at fault driver and filed a claim with your full coverage insurance will it go up?
Yes, anytime you make a claim to YOUR insurance, it will go up. That's how they get their money back. If you don't submit a claim to them, then no. I do not necessarily agree with the answer above. What you did not indicate in your question was did the person at fault have insurance. If they did then even though you filed a claim and your carrier paid you, they would likely recover from…
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan. California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
Who is at fault when a car backs into a parked car and the parked car rolls into another parked car?
What will happen if you were driving without insurance when your brakes failed and you hit a parked to a parked car?
If you're looking for sympathy you're in the wrong place. You are completely responsible for all damages. And let me point out that if you hadn't been driving the car, (you know, illegally) you wouldn't be in this mess. And more importantly, the other person who's car you... destroyed? wouldn't be having to figure out what to do now.
In California Can a provider bill the health care insurer if a person is injured in an auto accident?
What happens if your newly bought un-insured car is parked by your home on the street and gets hit by someone else?
Ans. CA's Compulsory Financial Liabilities Law puts minimum liability at 15/30/5 which means $15000 for bodily injury for a person in an accident; $30000 for all people involved in one accident and $5000 for property damage in an accident. You should ideally purchase additional coverage to protect your assets against probable lawsuits incase of accident where you might be found at fault. The average combined auto insurance premium in CA is approximately $969. This includes…
Call and ask your agent. California Insurance Requirements for Motorcycles Keep in mind you are not required to purchase a liability policy if one of the other options listed above. But for many people, obtaining car insurance makes more sense. Here's the minimum liability coverage the state requires: $15,000 for injury/death to one person $30,000 for injury/death to more than one person $5,000 for damage to property*
It is the same as the minimum liability limits for a private passenger auto. Minimum liability insurance requirements for private passenger vehicles (California Insurance Code §11580.1b) $15,000 for injury/death to one person $30,000 for injury/death to more than one person $5,000 for damage to property On motorcycles it is very important to consider that higher limits including uninsured motorist coverage may better fit your needs.