If everyone was legal, yes, a collision should be covered by the insurance company.
This teenager did not get a license from the non-custodial parent. He got it from the State. And if he is licensed and resides in your household, your insurance company needs to know. He just might have to drive you to the ER or something.
Maybe if the person driving is a named driver on the policy but you would have to check with the insurance company.
You might want to be careful here. Some states have steep fines and worse for someone that drives without insurance.
This all depends on your insurance. your insurance policy may cover anyone that drives your car and that would mean then yes he can drive it. But you better check with your insurance company.
Before a driver drives a motorcycle, they need to have motorcycle insurance.
generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
It is relevant to your state insurance laws. Contact your agent!
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
If she ever stays with you or drives your vehicles you need to let your insurance company know about her so that you have coverage.
If your teen is a Licensed Driver and a member of your household or a minor ward and you have failed to disclose (Concealed Drivers Fraud) by adding them to your insurance policy, then she is not a covered driver under the terms and definitions of your auto insurance policy. However, Since parents are liable under the law for the acts of a minor child, Your insurance company may be required to pay for the accident as a negligence claim against the insured parent. If your insurer determines fraud on your part, they are not required to pay any claims arising out of fraud. In fact the law prohibits the insurance company from paying known fraud claims. Depending on the internal operating policies of your insurer, they may or may not cancel the policy if concealment and negligence are determined.
depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.
Read your policy.
You will have to check with your insurance company. Many insurance companies will cover a driver when you have loaned them your car but have age restrictions.
That's your insurance companies problem, let them deal direct with them on your behalf (their job) and the two can decide which one pays. Just get some estimates and have the deductible ready.
Your insurance is the protection; that's the nature of insurance.
Your insurance rate will increase.
In Massachusetts the answer is YES. If more than one person is going to be driving your car then you have to have the appropriate insurance for that person. The laws do vary from state to state so check with your insurance company.
Generally speaking, just you. In the U.S. in most states, your insurance covers anyone who drives the car (in the insurance business, there is a saying, "When you loan your car, you also loan your insurance). However, if there is someone who regularly drives your car besides you, you may want to have them listed as a driver.
This is another case of where the CLUE system shows someone who gets their mail at your address. This simply gives the insurance company a reason to ask you if this person lives in your household and should they be listed as a driver on your insurance application. If the person never drives your vehicles then you just state this to company in writing and there is no charge for that person on your insurance. You just need to remember that you stated this to the company so then don't lend them your car because they will not be covered.