Credit and Debit Cards
Debt Collection

If a credit card holder dies and authorized user is not responsible for the bill can the authorized user's credit be damaged for not paying the bill for which they are not responsible?

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Wiki User
2011-09-12 21:04:07

It depends on the fine print. If the credit card company

determines that you received benefit from the use of the card, you

can be held responsible for the charges. If the estate of the

deceased has resources the card should have been paid off and

terminated upon the death of the holder. Any use use of the card

after the death of the cardholder most likely constitutes fraud,

especially if the subsequent user did not pay for the card balance.

But you'll need to read the terms of the use agreement to verify


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