Usually you have 30 days to respond and to clear it up and if it is not cleared up in the 30 days than it is reported. But there are exceptions. Some companies close the card down and report it as closed and delinquent. Check your credit report to see if it is on there and if it isn't then when you call to pay it ask them if you pay it now will it not be reported being that it hasn't been reported yet.
No the collection will not be removed from the credit report. They will show it paid in full.
The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.
Yes the second collection will be placed on the credit report. But they will remove the first collection agency off the report. In some states it is against the law to be double billed by two collection agency for the same debt.
Yes.
This depends only if the creditor originally reported your account to your credit report.
No the collection will not be removed from the credit report. They will show it paid in full.
yes , sorry
Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.
File a dispute with the credit reporting agency.
A collection agency can report you to the credit bureau for any amount of money. There are agencies that will report for amounts under a hundred dollars.
Yep! If the ambulance company turns your account over to a collection agency that agency might report the collection on your credit. Medical collections are the most common type of collection on a credit report.
It wount be a collection aggency. But the city can put a judgment on your credit report that will effect your credit score.
Only the credit bureaus the collection agency can remove a collection from your credit report. The collection agency won't do it now since it is paid and they have no reason to. You can dispute it to the credit bureaus and ask for verification on the account. They will have 30 days to verify the items or it must be removed from your credit report.
The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.
no.
Yes the second collection will be placed on the credit report. But they will remove the first collection agency off the report. In some states it is against the law to be double billed by two collection agency for the same debt.
Contact the credit reporting agency from where you got the report. They have the contact information and can provide that to you upon request.