You submit the claim to your insurance company and they should send the check to you minus your deductible. If there is a lien on the car, the check will go to either the shop that does the repairs. If the repairs are not made the check may be made to the lender AND the owner or only to the lender. The named insured on the policy and the loss payee if there is one.
Answer it will if you have full accident insurance Answer only if you have full coverage. Actually, it depends on whether or not the deer was in a pedestrian crosswalk. If it was, then your insurance will cover you as stated. However, if the deer was not in a crosswalk, then the deer's insurance will be liable.
No. By "full coverage," I assume you mean you have comprehensive and collision coverage. This does not include rental. You have to buy a special endorsement on your policy to get rental. Hitting a deer is a comprehensive claim and if you have rental, you will get a rental if the car is non-drivable or when it is in the shops for the repairs. If you did not buy rental, the insurance company does not have to pay. Check your coverages.
You are required by law to have liabilty coverage, but not collision coverage. If you did not have collision coverage then you are not due any compensation by your insurance company. If you did have collision insurance and the insurance company will not pay, then you may be able to sue the insurance company, but you cannot sue the state.
Deer Collision No. Liability insurance is triggered when you are at-fault for an accident. It's used to pay for the damage you cause to someone else's property, not your own. A deer hit would fall under comprehensive coverage, and isn't considered an at-fault loss. In some states, collisions with wildlife are covered by the state. Check with your insurance agent.
typcially the insurance stays with the car....if you have collision coverage (if no actual contact with the deer would be collision rather than comprehensive coverage), your insurance would cover.....in most states if there is no collision coverage on the vehicle, but the driver has a vehicle that has the needed coverage it would then apply.........
I don't know that specific answer but I do know from personal experience as a tow truck driver in Ohio that if you hit a deer and want to keep the deer meat that unless you get a tag from the dept of fish and game for that deer ( I think its called a waiver tag for misc. use but don't quote me on that) the insurance co. will not pay the claim. For example you hit a deer and you have full coverage, if you claim the deer meat without that tag( which you have the right to do but i would not recommend it) the insurance co. WILL leave you high and dry. Hope this helps.
We hit a dead deer once and then at another time a deer ran into the side of our van. Our insurance covered the damage but our deductable still applied. However, it was not a 'charged' accident and it did not affect our rates...Different company than this one but it appeared as this was the industry policy.... Hope this helps....... It would be unusual for someone to have collision coverage without comprehensive coverage and one or the other would apply depending on the exact wording of the policy.
In the US the insurance follows the vehicle, therefore the owners auto insurance will cover the damage as long as they have comprehensive (Other than collision) coverage. If they don't have coverage it comes out of someone's pocket. Another note is that insurance companies don't like it when you loan your vehicle to people not listed on the policy as a driver.
If you hit the deer, it would fall under your COMPREHENSIVE auto coverage (if you have it). You need deer hair on the car, at the point of impact, for it to be covered under comp. Roughly 25% of all US drivers lack this coverage and the understanding of ALL of the things that it can cover. If you avoid the deer, and crash, then it would fall under your COLLISION auto coverage (if you have it), and would count as an at fault accident, and your rate/premium could increase. However, do not listen to those who tell you Not to avoid hitting that deer. Since deer have long legs, they generally "fly" over the hood through the windshield. This can result in serious bodily injury. Sometimes the driver is even paralyzed for life.
It all depends on your insurance coverage. It is also unique to each state. By definition collision coverage would cover anything that comes in contact with your car including, but not limited to: rocks, animals, hail, and many others. However, on your insurance document it may state items excluded- such as earthquake damage, hurricane damage, etc. If I were you I would call up my insurance agent and ask the experts, it rarely hurts to ask. Good luck!
Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you if an uninsured driver hits you), and 3. Collision (covers you if you hit something -for instance, a deer-)
How do you get 1000000 robux for free?
Give me food and I will live give me water and I will die what am I?
How do you spell water with 3 letters?
What countries have only three syllables in their name?
What is 8 divided by 2(2 plus 2)?
What does ckcd debit mean on a bank statement?
Are Danny Devito and Joe Devito related?
WHAT IS THE EXPECTATION ON THE SUBJECT NSTP AND TO THE INSTRUCTOR AND CLASSMATE?
What patterns are involved in multiplying algebraic expressions?
What are the advantages of using a two-way chart?
Bakit hindi kasama sa pinagpilian si andres bonifacio bilang bayani?
Why the story entitled origin of fair complexion and fair hair?
Who is the official channel for the DoD engaging the news media?
BE-4 For a powerboat to be operated in compliance with the law in addition to registration number what else is required?