I actually don't know how long it takes for insurance co's on average to cover for something like a lost/stolen ring, however I do have a very helpful piece of advice to consider for when you get your replacement ring -
Make certain that your ring comes with a GIA (gemological institute of america) grading report. GIA created the 4Cs that I'm sure you know all about (color, carat, clarity, cut) - and they're an independent, nonprofit organization created with the interest of the consumer in mind. GIA is recognized as the ultimate authority on gemology by the jewelry industry and the U.S. government; providing consumers with unbiased, accurate, astute, scientific evaluations of diamonds based on the mentioned 4Cs.
And this doesn't apply just for engagement rings - any piece of "gem'd" jewelry that you are looking into purchasing should be purchased with a grading report.
Ultimately, I'm telling you this b/c by having a grading report from GIA, most insurance companies are quick to provide coverage because GIA is so well known and well respected in the industry. You can check them out online @ http://gia4cs.gia.edu/
Cheers, Rich ?
Depends on the insurance company and the circumstances surrounding the loss. //
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Related Questions
Do you have to continue paying your insurance if your car is stolen?
No, as long as you have let your insurance company know they car is stolen.
Is the insurance company liable to replace a stolen car with only liability insurance?
If you only carry liability insurance, that is all that the insurance company is liable for in this state.
What do you do if your car was stolen?
Tell the police, tell the insurance company
What are the benefits for having engagement ring insurance?
"Most engagement rings represent a substantial value and would be devastating to lose, both financially and emotionally. Insurance helps protect the financial value if the rings would be lost or stolen."
Should insurance settlements be repaid when stolen goods are recovered?
That is up to the discression of the insurance company.
What happens if insurance replaces stolen items then the police recover and return the stolen items to you?
I recommend you contact your insurance company, and inform them of the recovered goods
How does homeowners insurance work when stolen items are recovered?
Once the insurance company has paid the claim for stolen items they become the legal owners of the items.
Have thiefth insurance car stolen insurance paid you for car who Owens the car?
i'd say the insurance company owns it
Whose insurance covers items stolen from a company vehicle at home?
I think that your insurance covers the items that were yours that were stolen, and the company's covers the car damage.
If a car on finance is stolen and insurance pays out but then the car is recoverd what happens to the car?
It belongs to the insurance company
Whose insurance company do we report to if the vehicle that was stolen was borrowed from a friend?
You should report the theft immediately to the police and to the car owner's insurance company.
If a car is stolen but there is no damage do i have to take it back?
If you have not settled with the insurance company you will have to take it back. If the insurance has paid out it is their car.
Engagement ring insurance?
Make a insurance on diamond ring is the necessary things for being worry less about the safety for costly rings. Recently I did a insurance on my diamond ring that purchased online from an online store as jewelrybyraphael.com There are a few ways to insure your engagement ring. Ring insurance can be purchased as an extension (also called a "rider") for your renters' or homeowners' policy. Renters' and homeowners' policies cover the stuff in your home, but only up to a certain dollar value: Expensive, special items like engagement rings, art, and electronics are guaranteed through scheduled personal property coverage -- an insurance policy extension that covers particular items. Another option is to insure your ring through a company that specializes in jewelry insurance, which might offer more coverage than a standard homeowners' policy (replacing a lost or stolen ring rather than paying a set amount of cash, for instance).
Do you have to tell your insurance company about sub woofers?
yes ,if you want to have it insured when it gets stolen
If a vehicle is stolen and is only covered by PLPD will the insurance company pay for the loss?
You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.
Does car insurance cover items stolen from a car?
That depends on the policy that you have with your insurance company. When I had my truck broken into, my policy covered the iPod and stereo that were stolen, plus my rental while my truck was in the shop.
Will a insurance company pay for the damages done to your car by someone who stole it?
Insurance is supposed to return the car to the condition it was before it was stolen.
Is student insurance a necessity?
It is not a necessity, but is a very important thing to have. If you were to get into an accident or have something stolen, the insurance company can give you something for the damage.
What can you do if your car was stolen and you only have liability?
Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.
What is an insurance recovery car?
Stolen car that claim was paid off by the insurance company. The car was later recovered. Because the claim was already paid the car is owned by the insurance company and they will typically sale these at auction.
Your car was stolen in Texas who can help?
Call the cops. File a report. Call your insurance company.
What happens if insurance company cuts a check and stolen items are found?
ned kelly comes
How many days does it take for the insurance company to declaring a stolen vehicle a loss?
hello hi
If your auto is hit by a stolen vehicle who will pay for losses like deductibles and other expenses?
You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.
What happens if your car gets stolen and you have no insurance and the car is on finance?
The finance company will want to be paid in full if they find out it's stolen. The responsibility to satisfy the loan falls on you seeing that you failed to maintain insurance.
