If a driver of a truck towing a camper that exceeds the truck manual's towing rating is involved in an accident is the truck driver at fault?
If he was at fault, regardless of whether he was pulling a camper or not, he would be responsible. Pulling a camper doesnt make you responsible for an accident if that was the only thing you did wrong. If someone rear-ended him, its their fault, if he rear ended someone or ran a red light, then yes, its his fault.
Insurance is made to pay for your financial loss due to an accident, not to see what you can get. In this case if there were no real injuries and the camper is not repairable then the insurance company will pay you the value of the camper and you will be made whole. This means you will have no real loss financially than you were in before the accident. The insurance company have the option…
The cast of Survival Camp - 2010 includes: Troy Andersen as Tommy Evers Dan Ashley as Camper Walker Babich as Camper Jim Corcoran as Camper Andrew Cordio as Camper Colin DeLeo as Camper Wayne Gary Sorrell as Jimbo Chris Gouchoe as Camper Bryan Lombardo as Camper Scott Rossini as Camper Andres Shanchez as Camper Matt Surette as Camper Nathaniel Sylva as Killer Bethany Taylor as Michel