Each person's insurance should cover their own vehicle. It's part of un and under insured driver coverage. It protects you against a case just like this. Now if the person doesn't have it then that is their own fault and they will have to pay for the damages out of their own pocket. The individual insurance companys should repair the vehicles and then they will turn around and draw a lawsuit against the drunk-driver for the cost of all the damages. Most states will put all blame on the drunk driver, but it is possible that your state might be different. The police report will be your best sourc of that information.
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
If the car was legally parked, Yes.
If someone hits a parked car then they are automatically liable.
Generally speaking, the driver in motion is considered to be at fault when a parked car is hit, even if the car was parked illegally. The exception to this would be if the car was parked in a dangerous, hard-to-see location and the driver in motion could not have reasonably avoided hitting it. For example, if a car is parked on a sharp curve in the travel lane of a narrow road, and the driver of a car driving around the curve at the speed limit would not be able to see the parked car until too close to it to avoid a collision, then the driver might not be liable for damage to the parked car, and indeed the driver who parked the car might be liable for damage to the car that hit it.
Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.
Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered. If the car was damaged and it was parked and not being operated, then that is covered. But not if you are driving it.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
The insurance company of the car whose door was opened will pay for it.
It's difficult to imagine circumstances in which the owner of the parked car could be considered to be at fault. Almost always, the driver of the moving car will be found liable. Even if the car was not parked properly, the driver of the other car generally will have had the "last clear chance" to avoid hitting it.
Sorry, but it's awfully hard to find a parked car liable for an accident, even if illegally parked.
Both of you. Legally neither of you should be on public road. As you have no license you cannot claim any insurance. But in a normal situation, it would be the car driver's fault.
AnswerAs long as your vehicle was parked legally and you were able to obtain the other vehicle's insurance info, the driver of the other vehicle's insurance co. is resposible for all your damages.
Hopefully you have insurance. Call the police, if you weren't driving the vehicle at the time of impact, then it shouldn't matter that you don't have a license. After the police have filed a report, file a claim with your insurance company. If you have no insurance, call the police anyway. But know that you will have to foot the bill for all damage because you don't have insurance.
If you or the other driver makes a claim yes.
If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.
For the most part yes, that insurance company needs to idemnitfy you returning you back to the quality of vehicle you maintained before there insured hit your vehicle For free insurance quotes. Visit www.Insurance4lessdirect.com. For home purchases/mortgage refinance visit www.refi-today.com
Yes, if you have collision insurance. It would be a collision claim and you would have to pay what your collision deductible is. If your car caused damage to someone else's vehicle or property, you would also be liable for the damages.
Typically the driver that hit the parked car. But if there is no record and was a hit and run, you file a police report and your insurance should coverthe damage, less deductable.
Assuming the parking lot was open, and the car had every right to be parked there. The owner of the snowplow, and possibly the operator of it would be liable for damages to the parked car.
driver of parked vehicle
His insurance is not valid BUTWhere I live is insurance company is required by law to pay for the damage he caused and then they may sue him for the money.
Sounds like a stupid place to have a drinks cart! It all depends, if you have taken out insurance either specific golf insurance, or with your golf club or the one you are playing they will cover it. If you have not, you will be liable.
Your landlord's insurance should take care of it. Legally your landlord is liable as they own the tree and supposedly should have had it checked and trimmed to prevent that.