Well, for now it will effect Dad's. If the boy was issued tickets, and they are still on his record when he applys for coverage this will show up and he will be rated accordingly.
No, there will not be any coverage for the son as he was not listed on the policy and not paid the premium.(The coverage is for accidental damages to the driver). Bhanu
Jerome assumes that his father has died in the accident.
Insurance laws differ in most states and practices will differ by company but generally, your car is legally parked and it is hit by something moving or vandalized, most companies will not increase your premium. The repairs would be subject to your deductible. Companies will increase premiums when you are at fault in an accident and the amount paid out exceeds an established threshold. There are exceptions to this. Some companies will give a "first accident" forgiveness if you have been with them for a certain length of time. Other companies may give different types of accident relief regarding increases in premiums. Contact your agent. Make sure your insurance agent also knows the name of the kid and his father and any witnesses. The company may want to send a bill or file a lawsuit to recover the payout. If they do, the father will wish he had just paid out-of-pocket for the damage (which probably isn't too much from a skateboard.)
his father died in 1982 by a car accident in kenya.
The insurer (either your mother/father or both) are responsible for all costs.
It depends on our father's insurance. My children may drive my car because my insurance covers anyone I give permission to drive my car (they have have a valid license). However, my ex-wife's policy does not allow it - by not having this option she actually lowers her premium. This can vary from state to state and insurance policy to insurance policy. Have your father call his agent and get the correct answer for his policy. He may have to make an adjustment to his policy to allow you to drive his car.
I need to report my father's death and collect on his life insurance policy.
Obama's father died in a car crash.
Yes you can. To get insurance, insurance companies, want to see an "insurable interest." Since he is the father of your child, you have an insurable interest on him.
the answer is Disturbia
Before William Jefferson Blythe (aka Bill Clinton) was born his father was killed in a car accident.
Yes, but he should get the order modified to reflect this. But, this depends on state laws. In Missouri, he's required to carry the insurance, on top of his payment, so it would not affect it.