Yes, generally barring any exclusions in your policy if he had your (owners) permission to drive.
I doubt it since his insurance is only for his car and not yours.
Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .
Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges
If it was your fault then your freind is liable for the damages. If it was the other guys fault then his insurance will pay for it. Keep in mind, while legally it is the owners responsibility for the damages, he can sue you if he wanted to.
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.
Assuming your friend has insurance, they would file a claim against the other insurnace company. If your friend doesn't have insurance, you'll have to pursue your firend civillay to recover damages. Insurance follows the driver, not the car, so it doesn't matter which state the accident was in.
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
NEED MORE INFO... IS YOUR SON ON THE POLICY , DOES YOUR BYLAWS OF POLICY STATE NON OWNED VEHICHLE MEANS ANYONES CAR THE PEOPLE ON THE POLICY ARE IN OR DRIVING. ALL STATES AND INSURANCE LAWS VARY THIS IS SOMETHING YOU SHOULD POSE TO INSURANCE AGENCY OR IF YOU DONT WANT TO MAKE THEM AWARE WHICH I WOULDNT KNOW HOW BECAUSE MOST STATES REQUIRE DRIVERS TO OWN CAR INSURANCE FOR THE PERSONAL INJURY PORTION OF AN ACCIDENT, IN THE EVENT THERE IS NO VEHICLE DAMAGE, YOU CAN GET INTOUCH WITH AN INSURANCE 1(800) HOTLINE LISTED IN YOUR PHONE BOOK OR CALL THE INSURANCE DIVISION OF YOUR STATE GOVERNMENT..GOOD LUCK