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Answered 2008-08-04 15:36:04

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Can someone put you as a cosigner without your signature on a car title?

No-they probably forged your signature


Does a cosigner have to be physically present to cosign a loan?

That would depend on the rules and procedures of the loan provider. If the cosigner alleged that the signature was not theirs, it could create a problem if the signature was not properly witnessed.


When can cosigner attempt to sell car?

A cosigner can attempt to sell the car at anytime. However, in order for them to sell it, they have to have the other signer's signature.


Can a cosigner of a ATV sell the ATV?

you must have the signature of both signers


Can a cosigner ask the court to garnish the borrower's wages to make the loan payments?

The cosigner can ask but I seriously doubt they will be successful. The cosigner knew the risks when they signed the loan application. The cosigner knew, or should have known, the borower's history of successful loan payoffs were questionable at best. The cosigner assumed the responsibility when they signed on.


What rights does a cosigner have to gain possession of the vehicle if his name is on the title in Pennsylvania?

It depends on what the title says. The title can say "The owner of the vehicle is Name 1 or Name 2." If the title says this then the cosigner has limited rights to get the car. Whoever has the vehicle can sell the car without the cosigners signature. Now if the cosigner has the car, the cosigner can sell the car without the main owners signature. If the title states Name 1 and Name 2, then you have same rights as the main owner of the car. This means if Name 1 trys to sell it, they can't sell it without your signature.


Accepted for apartment based on having a cosigner Now cosigner will not sign lease Can you get your deposit back?

Hell yeah the only thing non refundable is application fee & administration fee.


If a contract require a signer and cosigner and the cosigner has not signed is the contract valid?

No. If the lender requires a co-signer and that co-signer doesn't sign the note then the lender will not pay over the proceeds of the loan. Without the co-signer's signature the contract is not valid.


Does the cosigner have to obtain the primary's signature to trade in the vehicle?

yes, as co-signer you only guarantee the loan in case the primary defaults, they own the car.


Can you replace a cosigner for an apartment with another cosigner?

Yes, you can replace a cosigner for an apartment with another cosigner. However, you need to get the consent of the landlord.


What are the benefits of a cosigner?

A cosigner basically is a guarantor for the repayment of a loan or value and serves as cosigner of the debt. If the debtor fails to make payments or defaults, the cosigner is obligated to pay off the debt. No benefits for the cosigner, but cosigner benefits the debtor.


Does the cosigner that's name is 2nd actually count?

Yes, of course your cosingers signature means something. It means that there is no way for to have been approved for what you applied for without their good credit to back you. It also means ,God knows I hope your cosigner has some sense, that your cosigner is 100% responsible for any default of restitution on your part. The cosigner is essentally applying for the very same thing you are--for you--on your behalf almost. Be good to your friend, parent, whoever has helped you and repay your loan on time.Happy holidays.


Is it legal to ask for a cosigner after a car is repoed?

You can only have a co-signer during the loan application process.You can only have a co-signer during the loan application process.You can only have a co-signer during the loan application process.You can only have a co-signer during the loan application process.


Does a cosigner have to have a job?

No, a cosigner can be retired, or just in good standing with the federal credit bureau. They do not necessarily have to have a job. But the deal with a cosigner is that if the individual they are cosigning for does not pay the bill, the cosigner is responsible for the payment.


If we have bad credit will a cosigner help us get a mortgage?

Yes, a person with bad credit can get a cosigner for a mortgage. The cosigner will have to have excellent credit and must go into the office to sign papers to become a cosigner.


If you are a cosigner in someone's loan for a line of credit and he is at default what can the cosigner do to take his name back?

Nothing. The only option for being remove as a cosigner is to have the original loan refinanced without the cosigner participating.


Can you be sued in case of an accident as cosigner?

No. The only obligation the cosigner has is to the lender.


What are the legal rights of a cosigner on a mortgage?

legal rights of cosigner on mortgage


What makes a legal cosigner?

Capacity and intent of the cosigner to be bound is required.


As a cosigner can you have a vehicle repossessed without affecting the cosigner credit rating?

Nope.


Do student loans require a cosigner?

No, for the majority of student loans available in the United States you will not need a cosigner. However, for private loans, you will need a cosigner.


Is the cosigner of a vehicle liable if the it gets repossessed?

Yes. That is the point of the lender asking for a cosigner. The cosigner will have a repossession showing on their credit as well as the primary lender.


Does a cosigner have rights to the car even when its paid off?

No, the cosigner will not have rights to the car after its paid off because the purpose of a cosigner is to pay off the notice if you fail to do so. Being a cosigner does not give them to any rights to the car.


What if you found out someone falsified your signature on a lease as a cosigner without your permission?

I was applying for a new rental agreement and the place I'm trying to rent from saw a judgment in my name for a lease that I have never lived or signed up to be a cosigner to be on any agreement. I think my sister used my social security info and forged my signature and she backed out of a rental agreement. I've opened an investigation with the rental agency and other property and I'm just wondering what I can do in the meantime to clear my name from this.


Can you get a student loan without a cosigner?

Yes if you are a US Citizen you may get a loan without a cosigner. However, your % will be higher in terms of interest. As a result it is best to have a cosigner.