I have insurance paid for by my employer (primary) and through my husband's employer (secondary). In my experience, I have never had to pay the copay required by my primary because it is covered by my secondary. When I first got married, 2 years ago, I still paid the copay, but the doctor's office would always send me a check for the copay a month later because the secondary paid it.
The Insurance company should ideally check the validity of the relationship (whether legal spouse) at the time of issuing the contract or at the time of naming the beneficiary. Again the basic essence of Insurance contract is the valid insurable interest. I presume the Insurance contract is binding on the insurance company and the surviving spouse need to be compensated with the benefit amount of the Insurance contract.
No. Absent a court order, He is not required to provide your insurance. Bare in mind though, That as a married couple, Common law does make each spouse financially liable for the others incurred bills so long as you are a married.
I don't believe there is anything illegal about asking that question. I don't believe it is in good taste, but the employer does have to make plans for maternity leave. And if you are not married, and your contract has a morals clause, there could be grounds for dismissal.
If the woman and man are married yes, she can get insurance on her husband. If the woman is single and the man married then no, she can't get insurance on him.
It depends on your individual circumstances. For example, an individual cannot purchase medical insurance for the same price as an employer and insurance paid for by an employer is tax-free while the insurance deduction for an individual is difficult to take. But if you are married and your spouse's employer provides family coverage, you may not need insurance. Or if you have another job, you may already have insurance. The same idea applies to other benefits. Some benefits you may be able to get cheaper on your own, others not. Some benefits you might need, some you would rather get the cash for.
He/she should be married
I have been a medical biller for over 10 years. It is always whoever is going to the doctor that one's insurance will pay. So, the husband goes to the doctor it is his insurance that would be the primary insurance and the wife's insurance could then be billed for the balance, i.e. copay, deductible, etc.
A person can certainly choose to drop a spouse from their coverage with one exception. If the employer is paying 100% for the employee and spouse then the employee can not opt out of coverage since it costs them nothing. You may be required to show that the spouse has alternate coverage. Check with your HR department or benefits coordinator.
Depends on ur insurance carrier! Blue cross Blue shield of Illinois ppo does... all that is needed is a 250.00 deductible! If your employer provides this insurance, chances are you are covered...if you are a male and your partner is having a TR(tubal reversal) it wont cover unless you are married! Personal Experience!
Life insurance, I assume? If you're in the US, and if the premiums have been kept up-to-date, yes, he can collect. He's not required to have her permission to take out the policy nor is he required to be married to her in order to collect on it.
Depends on the company. Most major companies would cover it. Smaller companies might not. Read your policy & see if it says anything or ask your employer.
No, it is not illegal. If it is a group plan (through an employer), the employee could submit the enrollment change without the spouse's signature. The employer or insurer would not question it, since he or she is still married to the person. The spouse would know that he or she had been dropped when a COBRA notice arrives, assuming the employer offers COBRA coverage.
It isn't possible to have insurance once in wedlock. To be married, under law, it means that you are fully independent on paying for your own insurance. It doesn't seem to be a problem since people who are married are usually financially prepared for it.
This is not a legal question, but a question about the insurance policy. However, most insurance policies no longer allow children to be dependents if they are married.
A newly married couple can find cheap home insurance from State Farm Insurance Company. This company is reputable. State Farm provides other types of insurance as well as home insurance.
As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance.
In most states, being married automatically emancipates you. You may have to prove age and marriage, but you should be able to sign a contract.
Once you're married, you're legally considered an emancipated adult and would not be covered by your parents' insurance. You would be covered by your spouse's insurance.
If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.
It depends what kind of person they are and if their married It depends what kind of person they are and if their married It depends what kind of person they are and if their married
if you have cancer before you are married, it will most likely be considered a pre-existing condition and it will not be covered by insurance.
A blood test is not required in order to get married in Walhalla, South Carolina. Years ago blood tests were required before people could get married but not anymore.
If you mean can they buy insurance jointly or insure each other, then the answer is "yes" in states where same-sex marriage is legal. If you mean to ask if an employer will give health, dental, optical insurance benefits to the same-sex spouse, then the answer is this: In states where same-sex marriage is legal, if an employer gives any benefit to the spouses of its workers, then it cannot legally deny that benefit to the spouse of one of its workers merely because his marriage is a same-sex marriage. So the answer is yes. If they extend insurance coverage to spouses, then they must do so to ALL spouses.