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In order for you to be covered by your medical insurance, one of you will be the policy holder, and the other will be considered a "dependent" on that policy.

2015-07-15 19:26:52
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When you have a primary and secondary insurance will the co-pay from your primary insurance be paid by the secondary insurance?

I have insurance paid for by my employer (primary) and through my husband's employer (secondary). In my experience, I have never had to pay the copay required by my primary because it is covered by my secondary. When I first got married, 2 years ago, I still paid the copay, but the doctor's office would always send me a check for the copay a month later because the secondary paid it.

If you are named beneficiary on an accident life insurance policy and your relationship to owner is listed as wife but never legally married are you still entitled to receive payment?

The Insurance company should ideally check the validity of the relationship (whether legal spouse) at the time of issuing the contract or at the time of naming the beneficiary. Again the basic essence of Insurance contract is the valid insurable interest. I presume the Insurance contract is binding on the insurance company and the surviving spouse need to be compensated with the benefit amount of the Insurance contract.

You have no medical insurance is your spouse responsible for your insurance if he has insurance?

No. Absent a court order, He is not required to provide your insurance. Bare in mind though, That as a married couple, Common law does make each spouse financially liable for the others incurred bills so long as you are a married.

Is it legal for an employer to ask an employee currently employed by the employer whether they are pregnant or not?

I don't believe there is anything illegal about asking that question. I don't believe it is in good taste, but the employer does have to make plans for maternity leave. And if you are not married, and your contract has a morals clause, there could be grounds for dismissal.

Can a woman get insurance on a man if he is married?

If the woman and man are married yes, she can get insurance on her husband. If the woman is single and the man married then no, she can't get insurance on him.

Is increased Pay in Lieu of Benefits a good idea?

It depends on your individual circumstances. For example, an individual cannot purchase medical insurance for the same price as an employer and insurance paid for by an employer is tax-free while the insurance deduction for an individual is difficult to take. But if you are married and your spouse's employer provides family coverage, you may not need insurance. Or if you have another job, you may already have insurance. The same idea applies to other benefits. Some benefits you may be able to get cheaper on your own, others not. Some benefits you might need, some you would rather get the cash for.

What is employer associate relationship?

He/she should be married

If a married couple have medical insurance through each one's employer who's insurance pays the doctor bills first?

I have been a medical biller for over 10 years. It is always whoever is going to the doctor that one's insurance will pay. So, the husband goes to the doctor it is his insurance that would be the primary insurance and the wife's insurance could then be billed for the balance, i.e. copay, deductible, etc.

Can a spouse be dropped from health insurance if they are still married?

A person can certainly choose to drop a spouse from their coverage with one exception. If the employer is paying 100% for the employee and spouse then the employee can not opt out of coverage since it costs them nothing. You may be required to show that the spouse has alternate coverage. Check with your HR department or benefits coordinator.

Does insurance cover a reversal tubal?

Depends on ur insurance carrier! Blue cross Blue shield of Illinois ppo does... all that is needed is a 250.00 deductible! If your employer provides this insurance, chances are you are covered...if you are a male and your partner is having a TR(tubal reversal) it wont cover unless you are married! Personal Experience!

If a husband took out an insurance policy on his wife without her knowledge can he still collect on it after they're divorced?

Life insurance, I assume? If you're in the US, and if the premiums have been kept up-to-date, yes, he can collect. He's not required to have her permission to take out the policy nor is he required to be married to her in order to collect on it.

My girlfriend is pregnant if we get married will insurance cover the pregnancy?

Depends on the company. Most major companies would cover it. Smaller companies might not. Read your policy & see if it says anything or ask your employer.

Is it illegal to remove spouse from health insurance without their knowing?

No, it is not illegal. If it is a group plan (through an employer), the employee could submit the enrollment change without the spouse's signature. The employer or insurer would not question it, since he or she is still married to the person. The spouse would know that he or she had been dropped when a COBRA notice arrives, assuming the employer offers COBRA coverage.

Can you have insurance with your parents once married?

It isn't possible to have insurance once in wedlock. To be married, under law, it means that you are fully independent on paying for your own insurance. It doesn't seem to be a problem since people who are married are usually financially prepared for it.

Can married teenagers living at home go on parents insurance?

This is not a legal question, but a question about the insurance policy. However, most insurance policies no longer allow children to be dependents if they are married.

What is required to get married?

A Brain

Where can a newly married couple find cheap home insurance?

A newly married couple can find cheap home insurance from State Farm Insurance Company. This company is reputable. State Farm provides other types of insurance as well as home insurance.

If you're a college student covered under your parent's medical insurance and you're getting married are you dropped from their coverage once married?

As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance.

Can i sign legal contract at 17 if i am married?

In most states, being married automatically emancipates you. You may have to prove age and marriage, but you should be able to sign a contract.

Married at 16 does parents insurance still cover?

Once you're married, you're legally considered an emancipated adult and would not be covered by your parents' insurance. You would be covered by your spouse's insurance.

Can a husband cancel his wife's health insurance if not legally separated?

If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.

Can your employer take your picture with their personal camera?

It depends what kind of person they are and if their married It depends what kind of person they are and if their married It depends what kind of person they are and if their married

If you have cancer and get married will you be covered on your husbands health insurance?

if you have cancer before you are married, it will most likely be considered a pre-existing condition and it will not be covered by insurance.

Is a blood test required to get married in Walhalla South Carolina?

A blood test is not required in order to get married in Walhalla, South Carolina. Years ago blood tests were required before people could get married but not anymore.

Do same-sex married couples get insurance?

If you mean can they buy insurance jointly or insure each other, then the answer is "yes" in states where same-sex marriage is legal. If you mean to ask if an employer will give health, dental, optical insurance benefits to the same-sex spouse, then the answer is this: In states where same-sex marriage is legal, if an employer gives any benefit to the spouses of its workers, then it cannot legally deny that benefit to the spouse of one of its workers merely because his marriage is a same-sex marriage. So the answer is yes. If they extend insurance coverage to spouses, then they must do so to ALL spouses.