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In order for you to be covered by your medical insurance, one of you will be the policy holder, and the other will be considered a "dependent" on that policy.

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โˆ™ 2015-07-15 19:26:52
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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Q: If a married couple work for the same public employer in NY State is one of them required to be the contract holder of the insurance?
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When you have a primary and secondary insurance will the co-pay from your primary insurance be paid by the secondary insurance?

I have insurance paid for by my employer (primary) and through my husband's employer (secondary). In my experience, I have never had to pay the copay required by my primary because it is covered by my secondary. When I first got married, 2 years ago, I still paid the copay, but the doctor's office would always send me a check for the copay a month later because the secondary paid it.

If you are named beneficiary on an accident life insurance policy and your relationship to owner is listed as wife but never legally married are you still entitled to receive payment?

The Insurance company should ideally check the validity of the relationship (whether legal spouse) at the time of issuing the contract or at the time of naming the beneficiary. Again the basic essence of Insurance contract is the valid insurable interest. I presume the Insurance contract is binding on the insurance company and the surviving spouse need to be compensated with the benefit amount of the Insurance contract.

You have no medical insurance is your spouse responsible for your insurance if he has insurance?

No. Absent a court order, He is not required to provide your insurance. Bare in mind though, That as a married couple, Common law does make each spouse financially liable for the others incurred bills so long as you are a married.

Is it legal for an employer to ask an employee currently employed by the employer whether they are pregnant or not?

I don't believe there is anything illegal about asking that question. I don't believe it is in good taste, but the employer does have to make plans for maternity leave. And if you are not married, and your contract has a morals clause, there could be grounds for dismissal.

Can a woman get insurance on a man if he is married?

If the woman and man are married yes, she can get insurance on her husband. If the woman is single and the man married then no, she can't get insurance on him.

Is increased Pay in Lieu of Benefits a good idea?

It depends on your individual circumstances. For example, an individual cannot purchase medical insurance for the same price as an employer and insurance paid for by an employer is tax-free while the insurance deduction for an individual is difficult to take. But if you are married and your spouse's employer provides family coverage, you may not need insurance. Or if you have another job, you may already have insurance. The same idea applies to other benefits. Some benefits you may be able to get cheaper on your own, others not. Some benefits you might need, some you would rather get the cash for.

What is employer associate relationship?

He/she should be married

If while I was married my wife had a child and I am not the father do I have to cover this child on my employer's insurance?

If your name is on the child's birth certificate as the father or you have sense assumed parental responsibilities for that child, then you may be required to cover the child regardless of biological paternity. This can be challenged by filing an appeal to have your name removed from the birth certificate if you wish.

If a married couple have medical insurance through each one's employer who's insurance pays the doctor bills first?

I have been a medical biller for over 10 years. It is always whoever is going to the doctor that one's insurance will pay. So, the husband goes to the doctor it is his insurance that would be the primary insurance and the wife's insurance could then be billed for the balance, i.e. copay, deductible, etc.

Can a spouse be dropped from health insurance if they are still married?

A person can certainly choose to drop a spouse from their coverage with one exception. If the employer is paying 100% for the employee and spouse then the employee can not opt out of coverage since it costs them nothing. You may be required to show that the spouse has alternate coverage. Check with your HR department or benefits coordinator.

Does insurance cover a reversal tubal?

Depends on ur insurance carrier! Blue cross Blue shield of Illinois ppo does... all that is needed is a 250.00 deductible! If your employer provides this insurance, chances are you are covered...if you are a male and your partner is having a TR(tubal reversal) it wont cover unless you are married! Personal Experience!

If a husband took out an insurance policy on his wife without her knowledge can he still collect on it after they're divorced?

Life insurance, I assume? If you're in the US, and if the premiums have been kept up-to-date, yes, he can collect. He's not required to have her permission to take out the policy nor is he required to be married to her in order to collect on it.

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